Best Online Brokers in Finland in 2026 (compared)

Interactive Brokers leads our list as the best online broker for Finnish investors.

Founded in 1978, Interactive Brokers is one of the largest international brokers, publicly listed on NASDAQ (ticker: IBKR, S&P 500 constituent since 2024). For Finnish clients, services are provided via Interactive Brokers Ireland Limited (regulated by the Central Bank of Ireland) and Interactive Brokers Central Europe Zrt. (regulated by the Hungarian MNB) – both passported into Finland under MiFID II. There is no minimum deposit requirement.

IBKR caters to both beginners and professional investors looking for an unmatched breadth of financial products – including stocks, ETFs, bonds, options, futures, forex, mutual funds, and crypto across 170+ markets in 36+ countries – along with an extensive set of technical and fundamental trading tools and a strong educational programme via IBKR Campus.

IBKR supports a wide range of base currencies (EUR, USD, GBP, and 20+ others) – useful for Finnish investors who want to hold and trade across multiple currencies without forced conversion. Account funding is via bank transfer. IBKR offers some of the tightest spreads in the market and one of the cheapest FX conversion rates available to retail investors (up to 0.0020%, minimum $2) – particularly valuable for Finnish investors trading US markets. Commission pricing is tier-based, varying with monthly trading volume.

IBKR also pays competitive interest on uninvested cash across 22+ currencies, including EUR at rates linked to ECB policy – genuinely useful for cash-heavy portfolios.

For investors who prefer mobile-first trading, Interactive Brokers offers two app options:

• IBKR Mobile: the full-featured mobile app with most Trader Workstation (TWS) functionality;
• IBKR GlobalTrader: a simplified mobile app well-suited to newer investors, with fractional shares (from $1), automatic currency conversions, and a built-in demo account ($10,000 in simulated cash) to practice before going live.

On the downside, the TWS platform’s depth of features can be overwhelming for new investors, and the account opening process is lengthy (though fully online). Fortunately, IBKR provides extensive educational resources and video tutorials to ease the learning curve – and IBKR GlobalTrader offers a much gentler introduction for those not ready for TWS.

Want to know more? Check our full Interactive Brokers review or visit IBKR’s website directly.

Another exceptional trading platform available in Finland is eToro – a global online broker with 40+ million users across 140+ countries who trade stocks, forex, commodities, cryptocurrencies, CFDs, and ETFs. eToro is publicly listed on NASDAQ (ticker: ETOR since May 2025) and is best known for its social trading feature, which allows users to automatically copy the trades of experienced investors. With thousands of verified traders on the platform, you can filter by past Return on Investment (ROI), risk profile, asset class focus, and other criteria.

The eToro platform gives users access to 3,000+ financial instruments, including real stocks and ETFs. Additionally, users can invest in Smart Portfolios – professionally curated portfolios grouping assets or top traders together around a theme or strategy (such as AI, renewable energy, dividend stocks, or crypto).

eToro offers low-commission stock and ETF trading in Finland (other fees apply, including a $5 withdrawal fee and currency conversion costs).

Account opening and deposits are straightforward, and beginners can practise with a $100,000 virtual portfolio before committing real capital. On the downside, spreads on certain CFD products can be wider than at specialist competitors, and eToro doesn’t currently offer bonds, futures, or real options – which may be limiting for more advanced investors.

For Finnish clients, services are provided via eToro (Europe) Ltd, regulated by the Cyprus Securities and Exchange Commission (CySEC) and passported into Finland under MiFID II.

If you want to learn more, check our full eToro review.

Founded in 2002, XTB is a major player in the brokerage industry with extensive worldwide experience – regulated by the FCA (UK), KNF (Poland), CySEC (Cyprus), and AFM (Netherlands), among others – and publicly listed on the Warsaw Stock Exchange (ticker: XTB). The platform currently serves 1.7+ million clients across 16 countries.

XTB offers 0% commission on real stocks and ETFs up to a monthly trading volume of €100,000 (0.2% applies above that threshold). The platform is particularly strong for CFD and forex trading via its proprietary xStation 5 and xStation Mobile platforms, with competitive spreads across major instruments.

Account opening and money transfers are quick and fully digital. Beginners can practise on a demo account that mirrors live trading, alongside access to XTB’s educational resources. Intermediate and advanced investors will find plenty of technical and fundamental analysis tools to support their trading decisions.

XTB’s product range includes:

• 5,300+ real stocks and 1,300+ ETFs with 0% commission up to €100,000 monthly volume;
• 70+ forex pairs, indices, and commodities (via CFDs);
• Crypto CFDs (commissions on crypto CFDs are higher than other asset classes – worth comparing if crypto is your primary focus);
• Investment Plans: an automated investing feature for systematic ETF investing;
• Fractional shares from €10 per order.

XTB also pays cash interest on uninvested EUR balances at rates linked to ECB policy. On the downside, an €10 monthly inactivity fee applies after one year of non-trading if no deposit has been made in the previous 90 days. A 0.5% currency conversion fee applies for transactions in a currency different from your account base currency.

For Finnish clients, services are provided via XTB’s EU-regulated entities and passported into Finland under MiFID II.

Still have doubts? Read our full XTB review.

Founded in 2013, DEGIRO is a low-cost brokerage firm that has become genuinely popular among European retail investors thanks to its competitive pricing. With over 3 million users across 18+ European countries, the platform is known for its “do-it-yourself” philosophy – giving investors the tools to manage their own portfolios without intermediaries. DEGIRO offers a broad range of financial assets, including stocks, ETFs, bonds, options, futures, warrants, investment funds, and some leveraged products (which are not quite the same as CFDs – more info here).

One of DEGIRO’s most attractive features is its Core Selection of ETFs, which can be traded commission-free (a €1.00 flat handling fee still applies on external costs) with no minimum trade amount required. The web platform is intentionally minimalist – efficient and straightforward to learn, with the same applying to the mobile app. On the downside, DEGIRO doesn’t provide in-depth fundamental research tools, charges €1.00 commission per US stock trade, applies an annual €2.50 connectivity fee per exchange, and lacks built-in price alerts that other brokers offer.

On the regulatory and safety side, DEGIRO is the Dutch branch of flatexDEGIRO Bank AG – a German-regulated bank supervised by BaFin and the Deutsche Bundesbank. In the unlikely event that segregated client assets cannot be returned, DEGIRO falls under the German Investor Compensation Scheme (EdW), which compensates losses up to 90% (maximum €20,000 per investor) – worth keeping in mind for those planning to invest substantial sums. Cash held in a DEGIRO Cash Account with flatexDEGIRO Bank AG is additionally protected under the German Deposit Guarantee Scheme up to €100,000. For Finnish clients, services are passported into Finland under MiFID II.

Still have doubts? Read our full DEGIRO review.

Launched in 1992, Saxo (formerly Saxo Bank, now part of J. Safra Sarasin since March 2025) is one of the most established financial entities in the brokerage industry, with a strong long-term track record and an A- credit rating from S&P. The platform lets you trade over 71,000 financial instruments through its proprietary platforms: SaxoTraderPRO (advanced desktop) and SaxoTraderGO (web and mobile).

The product range covers cash and margin trading across global markets – including stocks, ETFs, bonds, mutual funds, cryptocurrencies, options, futures, CFDs, and forex. Saxo’s advanced research tools support both buy-and-hold investors and active leveraged traders.

Saxo offers three account tiers (the structure differs slightly by jurisdiction; the values below reflect the European tier structure):

• Classic: $0 minimum deposit required (since 2024), giving access to competitive spreads and 24/5 customer and technical support;
• Platinum: $200,000 minimum portfolio value required. In addition to Classic features, lowers trading prices by up to 30% and prioritises local-language customer support;
• VIP: $1,000,000 minimum portfolio value required. Provides Saxo’s best pricing, direct access to trading experts, and exclusive event invitations.

Pricing varies by account tier. For example, a US stock order is 0.08% of the trade value (min. $1) in the Classic tier – the same trade would be 0.03% (min. $1) in the VIP tier. For accounts holding stocks, ETFs/ETCs, or bond positions, a custody fee of up to 0.15% per year applies (avoidable for investors who opt in to securities lending).

Saxo Bank A/S is a fully licensed European bank under the supervision of the Danish Financial Supervisory Authority (DFSA). Saxo Bank is a member of the Danish Guarantee Fund, which protects client cash deposits up to €100,000 and financial securities (stocks, ETFs, etc.) up to €20,000 per client. For Finnish clients, services are passported into Finland under MiFID II.

Founded in 2006, Trading 212 is a London-based fintech that aims to democratise investing through a simple, mobile-first experience. The platform gives users access to over 10,000 stocks and ETFs, alongside forex, commodities, CFDs, and cryptocurrencies. New users can claim a free fractional share worth up to €100 when signing up and depositing at least €10.

Trading 212 offers commission-free stock and ETF trading (other fees may apply – see terms and conditions), fractional shares, and an automated investing feature (Pies and AutoInvest) that lets users build self-managed thematic portfolios. Account opening is quick and fully digital.

On the downside, the product range has some limitations – notably no bonds or options – and a 0.15% currency conversion fee applies when buying assets in a currency different from your account base currency.

Within the Trading 212 app, you’ll notice two distinct sub-platforms: Trading 212 Invest, for trading real stocks, ETFs, and crypto commission-free, and Trading 212 CFD, for leveraged CFD trading on shares, indices, forex, and commodities.

On the regulatory side, Trading 212 is regulated by multiple tier-1 authorities, including the FCA (UK), CySEC (Cyprus), the Bulgarian FSC, and BaFin (Germany). For Finnish clients, services are provided via Trading 212 Markets Ltd (CySEC-regulated) and passported into Finland under MiFID II. Trading 212 also pays cash interest on uninvested EUR balances at competitive rates linked to ECB policy.

If you want to learn more, check our full Trading 212 review.