DEGIRO Slovenia: alternatives for 2026

In 2014, DEGIRO expanded its online trading platform across several European countries outside the Netherlands, its country of origin. Since then, it has been growing steadily, reaching over 3 million clients in 15 countries in Europe.

Is DEGIRO available in Slovenia?

Yes, but not directly. Slovenia is one of DEGIRO’s accepted residency countries, so Slovenian residents can open and use an account. What DEGIRO does not have is a dedicated Slovenian website or a local entity, and Slovenia is not one of its focus markets. Those are the countries with localised sites, such as Germany, France, Spain and the Netherlands.

In practice, this means you sign up through one of DEGIRO’s existing entities rather than a “DEGIRO Slovenia” page. Registration is done via the DEGIRO app, and you will need to be 18 or over, hold a valid form of identification, have a euro-denominated bank account within the SEPA zone, and be a tax resident in an accepted country (Slovenia qualifies). It works, it is simply less straightforward than in DEGIRO’s core markets, which is why many Slovenian investors prefer brokers with a stronger local presence.

Because the setup is less direct and customer support is not tailored to the Slovenian market, it is worth comparing DEGIRO against brokers that actively serve Slovenian clients before you decide.

Want to know the available online brokers in Slovenija? We’ve got you covered!

DEGIRO alternatives in Slovenija

DEGIRO does accept Slovenian residents, but if you would rather use a broker that is a better fit for the Slovenian market, or simply want to weigh your options first, you are in luck. Growing competition has pushed many top online brokers to eliminate commissions on most stock and ETF trades.

Based on specific criteria such as Demo Account, Free Trading, Education Materials, Security, among others, here are our top picks:

All these alternatives to DEGIRO are regulated (or registered) by top-tier regulators such as the UK’s Financial Conduct Authority (FCA), Germany’s Federal Financial Supervisory Authority (BaFin) and Cyprus’ Securities and Exchange Commission (CySEC).

Founded in 2007, eToro is an international online broker with over 40 million users across 140+ countries, offering 3,000+ financial assets including stocks, ETFs, cryptocurrencies, and CFDs on stocks, ETFs, commodities, forex, indices, and cryptocurrencies. Real stocks and ETFs from US, UK, and major EU exchanges are commission-free (other fees apply). Whole or fractional shares are supported, with a $50 minimum first deposit.

eToro’s investment platform, available via web and mobile, is a social trading hub. Investors can discuss trade ideas and market news with peers, replicate strategies through CopyTrader (mirroring Popular Investors), or invest in thematic Smart Portfolios covering themes such as AI, renewable energy, dividend stocks, and crypto. A $100,000 virtual demo account lets Slovenian beginners practise without risking real capital, with no meaningful difference once you switch to a live account.

For Slovenian residents, eToro is available via eToro (Europe) Ltd, authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC) and passported across the EU under MiFID II, including Slovenia (with conduct oversight from the Agencija za trg vrednostnih papirjev / ATVP). Client assets are covered by the Cyprus Investor Compensation Fund (ICF) up to €20,000, with additional Lloyd’s of London insurance up to €1 million per eligible client. The main consideration for Slovenian users is that eToro operates in USD-only as base currency, so EUR deposits will be converted to USD (FX cost ~50 pips). There is a $5 withdrawal fee and a $10 monthly inactivity fee after 12 months of no login.

For more details, visit our eToro review.

Founded in 1978 and publicly listed on NASDAQ (ticker: IBKR; added to the S&P 500 in 2024), Interactive Brokers is a global online broker that has weathered multiple financial crises, demonstrating resilience and a rigorous risk management framework. Interactive Brokers has 3 million+ client accounts worldwide.

Interactive Brokers offers an advanced platform with a broad product range (stocks, options, mutual funds, ETFs, futures, bonds, currencies, and cryptocurrencies) across 170+ markets in 36+ countries – including the Ljubljana Stock Exchange for Slovenian equities, solid trade execution (IB SmartRouting), and a comprehensive set of technical and fundamental tools to support your investment decisions.

For Slovenian beginners and intermediate investors, educational content is available via IBKR Campus (formerly Traders’ Academy), although the main TWS platform has a steep learning curve. That is why we primarily recommend it to more advanced traders. Customer support typically provides clear and concise answers, reducing the need for back-and-forth communication.

On the downside, Interactive Brokers’ fee structure is comparatively complex, the registration process is lengthy (though fully online), and the broker does not offer fully commission-free trading. However, when factoring in competitive FX fees (0.20 basis points with a $2 minimum), tight spreads, the Stock Yield Enhancement Program (SYEP), and cash interest on uninvested EUR/USD balances above certain thresholds, Slovenian clients can achieve significant savings versus most brokers. EU clients are served by Interactive Brokers Ireland Limited, regulated by the Central Bank of Ireland (CBI) and passported to Slovenia under MiFID II, with native EUR base currency support.

Interactive Brokers also offers IBKR GlobalTrader, a modern mobile app for trading stocks, options, and ETFs, designed for beginner investors. Features include automatic currency conversion, fractional shares from $1, a $10,000 virtual demo account, and more.

Want to know more about Interactive Brokers? Check our Interactive Brokers review.

3. Freedom24

Established in 2008 with 500,000+ clients worldwide and strong reviews on Trustpilot, Freedom24 is part of Freedom Holding Corp (NASDAQ: FRHC). Slovenian residents can invest in stocks, ETFs, bonds, futures, and US options, with access to international exchanges such as NASDAQ, NYSE, CME, HKEX, LSE, Deutsche Börse, and KASE. Freedom24 also offers 3,600+ ETFs from issuers like Vanguard, iShares, and Invesco, and a Bonds Showcase (B+ rated, with €/$1,000 minimums).

Freedom24 offers multiple service plans: Smart in EUR ($0.65 per US options contract, $0 for stocks/ETFs trades subject to plan-specific costs) and All Inclusive in EUR (renamed from Prime, including a personal manager). A signup promotion offers up to 20 gift stocks for new clients. Brokerage fees in the Smart plan start from €1.20 per order and €0.008 per stock/ETF.

The platform is web-based with a mobile app, both clean and intuitive even for beginners. Highlights include the InvestIdeas tab, where Slovenian users can review research from Freedom24 analysts on specific stocks and investment themes, and the Freedom Academy for educational content. The company has received recognition from German publications including Die Welt and CHIP.de, and parent Freedom Holding Corp has a market cap of ~$4.8 billion.

For Slovenian residents, Freedom24 operates via its EU entity (CySEC-regulated under MiFID II, with additional AFM Dutch oversight; passported to Slovenia under ATVP conduct supervision) and provides investor protection up to €20,000 via the Cyprus Investor Compensation Fund. On the downside, the broker charges €7 per withdrawal and an above-average currency conversion fee (though deposits in EUR, USD, or GBP can be made directly without conversion). Freedom24 does not currently offer cryptocurrencies.

Want to know more about Freedom24? Check our Freedom24 review.

Founded in 2008, Plus500 is an online broker offering various financial products, including real shares and CFDs on forex, indices, shares, commodities, options, ETFs, and cryptocurrencies. It is available in over 50 countries and is listed on the London Stock Exchange (LSE: PLUS) as a FTSE 250 constituent.

Plus500 offers two distinct account types:

• Plus500 CFD: focused exclusively on CFD products (including stocks, indices, forex, commodities, options, ETFs, and cryptocurrencies);
• Plus500 Invest: focused on real shares and ETFs (3,000+ instruments available), with US stocks priced at $0.006/share (minimum $1) and competitive European stock pricing.

You will use WebTrader, Plus500’s proprietary platform, offering a stable trading experience and reliable access from multiple devices including a mobile app. All platforms are accessible and responsive, and you can test the features by opening a demo account.

Customer support is available via in-platform chat. Spreads are competitive, and accounts support 16 base currencies including EUR, USD, and GBP, which is helpful for Slovenian users who typically operate in EUR. The broker charges a 0.70% FX fee on CFDs (0.30% on Invest) and a $10 monthly inactivity fee after three months with no trading activity.

Plus500 is regulated by multiple top-tier financial regulators including the FCA (UK), CySEC (Cyprus), ASIC (Australia), MAS (Singapore), DFSA (Dubai), EFSA (Estonia), JFSA (Japan), and ISA (Israel). For Slovenian residents, Plus500 operates via Plus500CY Ltd, which is CySEC-regulated and passported across the EU under MiFID II (including conduct supervision by Slovenia’s Agencija za trg vrednostnih papirjev / ATVP). Client assets are protected by the Cyprus Investor Compensation Fund (ICF) up to €20,000, and Plus500 provides negative balance protection for CFD trading globally (previously EU-only).

It is worth noting that 80% of retail CFD accounts at Plus500 lose money, so CFDs may not be appropriate for all investors. Want to know more about Plus500? Check our Plus500 review.

When comparing eToro, Plus500 and Interactive Brokers, DEGIRO sets aside a combination of benefits you do not find in other platforms or, at least, are not displayed in the same simplified manner. As a result, you would find the following distinctive positive characteristics:

• Trading platform: DEGIRO interface is as clean as you can get. It offers the right mixture of being minimalistic and extremely useful at the same time. You can easily find any security through the search engine by entering each product’s name, ticker symbol, or ISIN code.
• Manual conversion: It lets you perform a manual foreign currency conversion from the base currency of your account (EUR, GBP,…) into nine other currencies (including USD, CHF, EUR). For example, if you sell Amazon shares, you will end up with USD on your balance, even though your base currency is another currency. In other brokers, the USD from the sale of Amazon shares would be automatically converted to your base currency. So, when buying again USD denominated shares, you would need to translate to USD (double currency fee).
• Notifications: In DEGIRO, you do not get “unnecessary” notifications. Every alert is filled with helpful information such as the national holidays (when the stock market is closed), relevant regulatory updates and other material information. Whereas in other online brokers, you may notice notifications that can lead you to take short-term decisions like “X stock is rising 8%”. So, you need to make a greater effort to stick to your long-term goals.

When DEGIRO entered the European market, it was a significant shift to the investment community. However, the “first market player effect” is not relevant anymore because the main competitors have adapted at the speed of light. Here are some cons you would find in DEGIRO and not in eToro, Plus500 and Interactive Brokers:

• Connectivity Fee: DEGIRO charges €2.50 (max 0.25% of your account value) per year per exchange, meaning that if you are invested in NYSE, NASDAQ and Frankfurt, you will be charged a minimum of €7.50 per year just to have your positions open.
• Trading and External Costs: DEGIRO offers its products with an associated external fee. Besides, you will have to pay €1.00 per transaction for the US, CA, and your home country stocks. Also, €3.90 per transaction is applied in EU stocks and a flat handling fee of €1.00 (external cost) in every transaction (including in the ETFs core selection list). In order not to be unfair, DEGIRO usually presents tighter spreads, but since it is hard to quantify it (depending on several factors), we opted to study the “guaranteed” costs.
• Investment Protection: As stated earlier, in DEGIRO, you are protected by up to 90% of your investment securities (with a maximum of EUR 20,000). In practice, if the company went bankrupt, you would get €18,000 if you had €20,000 invested in financial instruments. Nonetheless, in the other platforms mentioned, the minimum protection would be the complete €20,000, as guaranteed by the Cyprus Investor Compensation Fund (ICF).

Which platform should you choose?

Whether you decide to invest in stocks through eToro, Plus500, Interactive Brokers, Freedom24, or any other trading platform, take the time to compare options before opening an account. For Slovenian residents specifically, several factors matter beyond headline pricing:

• Regulation and investor protection: prioritise brokers passported to Slovenia under MiFID II, with clear coverage under the Cyprus ICF (€20,000) or equivalent national schemes, and conduct supervision by the Agencija za trg vrednostnih papirjev (ATVP);
• EUR base currency support: brokers offering native EUR accounts (Interactive Brokers, Freedom24, Plus500) reduce FX costs versus USD-only platforms (eToro);
• Product range: consider whether you need access to the Ljubljana Stock Exchange (LJSE), European ETFs, US options, bonds, or cryptocurrencies, and verify each broker supports the markets you plan to use;
• Fees: compare commissions, FX costs, custody fees, inactivity fees, and withdrawal charges as a total cost of ownership rather than focusing on one line item;
• Slovenian tax reporting: investment income (including capital gains and dividends) must be declared to the Finančna uprava Republike Slovenije (FURS), so a broker providing clear annual reports can simplify compliance;
• Risk profile: real-share brokers (Interactive Brokers, Freedom24, Plus500 Invest) and CFD brokers (eToro, Plus500 CFD) serve very different needs – CFDs are leveraged products with high loss rates.

The best online broker for you will depend on your profile, preferences, and objectives. Explore the platforms above and decide for yourself.