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Best brokers that accept PayPal (stocks, ETFs, crypto)!

Updated on May 16, 2024
Fact checked

PayPal has been quickly growing in popularity in recent years, becoming one of the leading digital transfer solutions globally. While some brokers accept PayPal payments, others do not let you deposit or withdraw funds through your PayPal account.

Wondering which are the best brokers that accept PayPal and want to know more about the fees, processing time, and minimum amount of transactions? We’ll answer all your concerns in this article.

What makes a “best” PayPal broker?

We consider several factors in rating brokers that accept PayPal, including: 

  • Deposit & withdrawal fees
  • Deposit & withdrawal processing time
  • Minimum amount
  • Account base currencies

An exceptional broker that accepts PayPal offers (1) low or no fees for deposits and withdrawals, (2) fast processing of requests, (3) a low minimum deposit or withdrawal amount, and (4) several account base currencies to avoid conversion fees.

Best brokers that accept PayPal

Here are our top picks, in order:


With over 30 million users, eToro is the leading social investing platform (copy and follow other traders/investors). It offers commission-free stock trading. Check out our in-depth eToro review. It’s regulated by the UK’s FCA, ASIC, CySEC, and FINRA.

Disclaimer: Your capital is at risk. Other fees apply. For more information, visit


Founded in 2004, XTB offers commission-free stock trading up to €100.000 monthly volume in some European countries. It offers a wide range of investment products and lets you invest in CFDs, cryptocurrencies, and forex with low fees.

Disclaimer: 81% of retail CFD accounts lose money.


An online broker available in over 50 countries and listed on the London Stock Exchange (FTSE 250 Index), and regulated by top-tier regulators like the FCA in the UK. It also offers a free Demo account to explore the Plus500 Webtrader with virtual money!

Disclaimer: 80% of retail CFD accounts lose money.

eToro at a glance: best for copy trading, stock and ETFs

eToro logo
Visit brokerRead review
Minimum deposit$50 and $200, in most countries
Deposit processing timeFew minutes to a few hours
Minimum withdrawal$30
Withdrawal fee$5
Withdrawal processing timeUp to 2 business days
Currency conversion feeStarts from 0.50%
Visit eToroRead review

51% of retail CFD accounts lose money.

eToro is a well-known fintech startup and the leader in the social trading field, with over 30 million users worldwide. They give you access to different products such as ETFs, Stocks, Cryptocurrencies, and CFDs on Stocks, ETFs, Commodities, Forex, Indices, and Cryptocurrencies. Their platform is intuitive and simple to use, which is a good choice for beginners. Moreover, eToro offers commission-free stock and ETF trading (not all ETFs are commission-free).

It is very simple to open an account and deposit funds, and you can even practice with virtual money (demo account). On the downside, USD is the only account currency accepted (base currency). As such, you will be charged a currency conversion fee upon deposit and withdrawal if you deposit in another currency (up to 0.50%).

If you want to learn more, check out our eToro Review.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB at a glance: best for forex trading

XTB logo
Visit brokerRead review
Minimum deposit$0
Deposit processing timeInstantly
Minimum withdrawal$0
Withdrawal FeeAmounts below the thresholds of $100, €80, £60, or Ft12,000 are subject to a fee of $20, €16, £12, or Ft3,000 respectively. Above: free
Withdrawal processing time1 business day
Currency conversion fee0.50%
Visit XTBRead review

76-85% of retail CFD accounts lose money.

XTB is a well-known online broker established in 2002 in Poland with over 700,000 clients worldwide. It is regulated by top-tier regulators such as FCA, KNF, CySEC, and IFSC, and has offices in over 30 countries worldwide.

XTB presents two great trading platforms (xStation 5 and xStation Mobile), tight spreads, great customer support, and a lot of free education on trading. You can open accounts in USD, EUR, GBP, and HUF. On the downside, they will charge you an inactivity fee of €10/month after one year of non-trading and if you have not made any deposits in the last 90 days. Additionally, they charge a higher commission on stock CFDs.

You can go through our XTB review for additional insights.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 76-85 % of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Plus500 at a glance: ideal for a demo account

Best brokers that accept PayPal (stocks, ETFs, crypto)! 1
Visit brokerRead review
Minimum deposit$100
Deposit processing timeFew minutes to a few hours
Minimum withdrawal$50
Withdrawal feeFree
Withdrawal processing timeWithin 1-3 business days
Currency conversion feeUp to 0.70%
Visit Plus500Read review

80% of retail CFD accounts lose money.

Plus500 is an online broker offering a wide range of financial products, including CFDs on Forex, Cryptocurrencies, Stocks, Commodities, ETFs, Options, and Indices. It is available in over 50 countries and is listed on the London Stock Exchange. It is regulated by many top-tier regulators like the FCA, FSCA, ASIC, CySEC, and FMA.

The platform is accessible, responsive, and you can start testing the features by opening a demo account. Their spreads are low, and they offer accounts in 16 currencies, including USD, EUR, and GBP, but they charge a $10 monthly fee following three months with no activity.

You can read our Plus500 review for further details.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Factors to consider when doing a deposit or withdrawal

Brokers offer a variety of deposit and withdrawal methods such as wire transfer, credit or debit cards, and e-payment methods like PayPal, Skrill, and Neteller, among others. Deposit and withdrawal methods are critical considerations because they directly impact your trading experience and may affect your returns if you incur high costs to fund or liquidate your account. Below are four key factors to consider when checking the deposit or withdrawal method.

Deposit and withdrawal fees

Users should be aware of the fees associated with deposit and withdrawal activities. If the commission is excessively large, it will undoubtedly result in significant non-trading costs and decrease their overall profit. Fees vary depending on the payment method:

  • Wire transfer fees are usually the highest and are deducted directly by your bank as the funds will pass through several banks (intermediaries) before reaching your broker.
  • Using a debit or credit card incurs a relatively lower fee.
  • E-payment method fees can be much lower, and sometimes no fee is charged as it is considered a transfer of funds from one account to another within the same institution.

If you are planning on making frequent deposit and withdrawal transactions, you might need to consider brokers with low deposit and withdrawal fees.

Deposit and withdrawal processing time

Processing time varies depending on the method of deposit or withdrawal chosen by the user. It is also influenced by the policies of the brokerage company when it comes to approving and processing deposit and withdrawal activities. Some experienced traders consider it an important factor as they need their money available the soonest possible (Consider a margin call; you don’t want your positions being liquidated while waiting for the funds to become available).

Usually, bank transfers should take up to 3 to 5 business days, while online alternatives should take no longer than 24 hours (sometimes it takes a few minutes). To better know about the ideal processing time of your chosen broker, it is best to check their websites and the experiences of other traders.

Deposit and withdrawal minimum amount

Each broker has its own policies regarding minimum amounts for deposit and withdrawal activities. It is important to check those conditions before opening your account as they directly impact the amount of money at the start of your trading journey and the amount of profits you can withdraw. Usually, wire transfer deposits or withdrawals have a higher minimum amount than other methods.
Additionally, withdrawal amounts might depend on the exposure of your open trades in your account. For example, brokers might restrict withdrawals to keep a margin safety threshold for your account.

Account base currency

You might need to consider the base currencies offered by your broker. If you deposit in a currency other than the base currency of your trading account, you will be charged a currency conversion fee. Some brokers only allow you to open in USD, so if you fund your account from a Euro account, they’ll convert the amount and charge a conversion fee.

Bottom line

To summarize, brokers offer various payment methods, and you might consider checking your options before deciding where to open your account. We checked which brokers let users process payments through PayPal, and we compiled our findings in this article. We recommend that you check brokers that offer various payment options have fast processing time at an acceptable cost, and have reasonable minimum deposit and withdrawal amounts.


What is PayPal?

PayPal, founded in 1998, is a global online payment system that has evolved over the years to become one of the world’s leading payment companies. It simplifies online money transfers by facilitating online transactions and minimizing sensitive payment information shared online with third-party websites. PayPal is available in over 200 countries and regions and supports 25 currencies. Here’s the full list of countries where PayPal is available.

Does eToro accept PayPal?

Yes, eToro accepts PayPal deposits and withdrawals.

Does Interactive Brokers accept PayPal?

Unfortunately, you cannot deposit funds through PayPal to your IBKR account.

Does DEGIRO accept PayPal?

No, DEGIRO does not accept payments from PayPal.

Does Revolut accept PayPal?

Yes, but currently, this feature is only available for PayPal accounts in the EU.

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About the author
Toni Nasr, CFA, FRM
Fintech Analyst

Toni is a Fintech Analyst with over 8 years of experience in the financial industry where he worked as a financial control analyst at a regional bank and later conducted independent investment research analysis.

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