Skip to main content

Revolut Trading vs Trade Republic: 2025 Comparison

Author
Author Avatar
Franklin Silva
Co-Founder & Fintech Analyst
Fact checked by
Author Avatar
Pedro Braz
Co-Founder, Forbes 30 under 30
Fact checked by: Pedro BrazUpdated on Feb 5, 2025

Are you confused about whether to choose Revolut Trading vs Trade Republic as a broker for your investing needs?

We use both brokers, and we understand how hard it can be to choose which one to use!

In this side-by-side comparison, we analyse Revolut Trading vs Trade Republic to help you understand how these apps compare on some of the most common features and make a better-informed decision about the best broker for you.

Below, you’ll find the pros and cons of each broker, as well as a comparison table that features the different fees charged, the financial instruments supported, the regulation, and more. Keep reading!

Revolut Trading vs Trade Republic

  1. Revolut Trading is best for beginner investors looking for quick exposure to US stocks
  2. Trade Republic is best for interest and creating savings plans with stocks/ETFs

Both brokers are low-cost, and offer a convenient way to invest through a user-friendly app.

If you’re serious about investing, then we would recommend Trade Republic, since this company is focused only on investing, while Revolut is more focused on digital banking.

If you only want quick exposure to the most popular ETFs or stocks, then Revolut is a great alternative as well.

Side-by-side comparison

Category Revolut Trading Trade Republic
Demo account No No
Account minimum $0 €0
Interest on uninvested cash (annually) Revolut US: Up to 4.25% in USD; Revolut International: 0% EUR: 2.75%
US stocks fees One free trade per monthAfterwards, it varies according to your country of residency. €/$/£0+ €1 settlement fee per trade
EU stock fees One free trade per monthAfterwards, it varies according to your country of residency. €/$/£0+ €1 settlement fee per trade
ETFs One free trade per monthAfterwards, it varies according to your country of residency. €/$/£0+ €1 settlement fee per trade
Currency conversion fee 0% up to €/£1,000 per month; 0.40% above the €/£1,000 of free allowance 0%
Regulators SEC, FCA (as an AR), Bank of Lithuania BaFin

About Revolut Trading

Revolut was created to disrupt the banking industry by reducing and removing fees associated with the traditional banking system.

It also offers other financial services, namely the possibility of buying US stocks, cryptocurrencies, and precious metals (Gold and Silver).

The quick access to investment products, combined with low commissions, remains the most engaging differential that enables Revolut to stand out from its competitors.

Revolut web app

Revolut Trading pros and cons

Pros

  • Low commissions on US stock trading
  • No monthly inactivity fee
  • The broadest product and markets range in the brokerage industry
  • Demo account
  • Excellent reputation (founded in 1978)
  • Extensive research and Education tools
  • Has a modern mobile trading app to trade Stocks, Options and ETFs, ideal for novice investors, IBKR GlobalTrader.
  • Offers interest on uninvested cash balances

Cons

  • Complicated and lengthy account opening process (but fully online)
  • Steeper learning curve for beginners
  • Website is difficult to navigate
  • Interactive Advisors (Robo-advisor feature) is only available for US customers

About Trade Republic

Trade Republic is a discount broker based in Berlin, Germany. It focuses on four types of financial assets: stocks, ETFs, cryptocurrencies, and derivatives.

It uses the motto “From the people, for the people” to express its commitment to its customer by selling itself as a “no order fee” platform.

Nonetheless, a €1 external fee is applied in every single trade (Except saving plans), meaning that in practice, you will charge at least €2 (€1 for buying and another €1 for selling).

Trade Republic Portfolio

Trade Republic pros and cons

Pros

  • Automatic saving plans
  • Interest paid in idle cash balances
  • Invest from only €1
  • No minimum deposit
  • Direct debit in the share-saving plans
  • Supervised and regulated by a top-tier regulator

Cons

  • €1 flat external fee in every single trade (Except saving plans)
  • No demo account
  • Only one base currency (EUR)
  • No direct access to US Stock Exchanges - you might not be able to buy some popular US-listed companies, such as Reddit
  • Currency conversion fees apply

How to invest in the S&P 500 on Revolut and Trade Republic

Want to learn how to invest in the S&P 500 on both Revolut, as well as Trade Republic?

Check our step-by-step videos below.

It might also help you decide which app is more user-friendly and how you feel about each broker:

Trade Republic vs Revolut Trading: our veredict

  1. Revolut Trading
    Best for beginner investors looking for quick exposure to US stocks
  2. Trade Republic
    Best for beginners and creating savings plans with stocks/ETFs

Choosing between these two online brokers isn’t always an obvious decision. The differences between Revolut Trading vs Trade Republic come from the trading platforms, products, fees, and security. Do you prefer a primary trading platform? Do you want to invest in ETFs only? Do you value security more?

Ultimately, the best online broker for you will depend on your profile, personal preferences, and objectives. Explore the websites above and decide for yourself!

Want to know more about Revolut Trading vs Trade Republic? Explore our in-depth broker reviews, comparison table, and BrokerMatch tool.

Share this article
On this page
Share this article
About the author
Author Avatar
Franklin Silva
Co-Founder & Fintech Analyst

Franklin has three years of experience in Wealth Management as a Fund Research Analyst, has passed the CFA level II, and is the host of the "Edge Over Hedge" YouTube channel.

Don't miss these