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Best Investing Apps in the UK in 2024 (compared)

Walter Dunphy| Updated February 29th, 2024

The journey of investing is different for everybody: some people are investing for their future, some want quick results, and some are planning for retirement. In the UK, technology has now given us the power to track our progress towards these life goals through Investing Apps that are easily accessible on our mobile devices.

There are many, many investing apps to choose from in the UK; we are spoiled for choice. But when you start to look a little closer at the options available, you’ll quickly see that the products, services, and features can vary considerably from provider to provider.

In this article, we will make your research easy by comparing some of the best investing apps available to UK investors.

Best Investing Apps in the UK

Interactive Brokers | Best UK investing app overall

eToro | Best for commission-free shares

Trading 212 | Best for automating investments

Webull | Best for paper trading

Freetrade | Best for low fees

Hargreaves Lansdown | Best for Stocks and Shares ISA

Interactive Investor | Best for Bonds and Gilts

Lightyear | Best for interest on uninvested cash

InvestEngine | Best for ETFs

Nutmeg | Best for managed funds

AJ Bell | Best for SIPPs

Investing Apps in the UK Compared

At a high level, we have already outlined some of the best investing apps in the UK for many different features which investors often regard as most important.

If you want to dig a little deeper, check out the comparison table below and a brief review of some of what we consider to be the top investing apps on offer in the UK.

Broker Fees on stocks and ETFs Minimum deposit Educational


Stocks and Shares ISA Demo account
Interactive Brokers Low fees with tiered and fixed structures to pick from No minimum
eToro No fees for stocks and ETFs (other fees apply) $100
Trading 212 No fees for stocks or ETFs £10
Webull 0.025% £0
Freetrade No commission fees for stocks or ETFs, but large FX fees of 0.99%  £0
Hargreaves Landsdown If in previous month you had 0-9 deals £11.95, 10-19 deals £8.95, 20 or more deals £5.95 (per deal)  £0 Limited
Interactive Investor Monthly subscription starting from £4.99  £0
Lightyear US Shares 0.1% (capped at $1), UK Shares £1, ETFs Free £1 Very Limited
InvestEngine Free for ETFs £100
Nutmeg N/A Minimum initial £500 (£100 for Lifetime ISAs)
AJ Bell £1.50 for regular investments and funds £500

#1 Interactive Brokers

Best Investing Apps in the UK in 2024 (compared) 1
Visit Interactive BrokersBest Investing Apps in the UK in 2024 (compared) 2

Interactive Brokers at a glance

Products availableStocks, ETFs, Options, Futures, Forex, Commodities, Bonds and Funds
Fees on Stocks and ETFsLow fees with tiered and fixed structures to pick from
Minimum Deposit£0
Stocks and Shares ISA
Demo Account

Founded in 1978 and publicly listed in NASDAQ (ticker: IBKR), Interactive Brokers is a global online broker that surpassed major financial crises, showing resilience and a rigorous risk management process.

Interactive Brokers offers an advanced investment platform that includes a wide range of products (stocks, options, mutual funds, ETFs, futures, bonds, and currencies) from 150 markets, solid trade execution (IB SmartRouting), and a set of technical and fundamental tools to help you in your investment decisions.

Interactive Brokers also launched IBKR GlobalTrader, a modern mobile trading app to trade Stocks, Options and ETFs, ideal for beginner investors. Some of the features of IBKR GlobalTrader include automatic currency conversions, fractional shares, demo accounts, and more.

On the downside, Interactive Brokers’ fee structure is quite complex, the registration process is lengthy but fully online, and the broker doesn’t offer commission-free trading. However, when considering FX fees, narrower spreads, and the stock loan program, Interactive Brokers’ clients still get significant savings compared to most brokers.

ibkr mobile app



  • No monthly inactivity fee
  • The broadest product and markets range in the brokerage industry
  • Demo account
  • Extensive research and Education tools
  • Stocks and Shares ISA available
  • New mobile trading app: IBKR GlobalTrader
  • Fractional shares
  • Two-factor authentication is available


  • Complicated and lengthy account opening process (but fully online)
  • Interactive Advisors (Robo-advisor feature) is only available for US customers
  • Website is difficult to navigate

Want to know more about Interactive Brokers? Check our Interactive Brokers Review.

#2 eToro

Best Investing Apps in the UK in 2024 (compared) 3
Visit eToroBest Investing Apps in the UK in 2024 (compared) 2

76% of retail CFD accounts lose money.

eToro at a glance

Products availableETFs, Stocks, Cryptocurrencies and CFDs on Stocks, ETFs, Commodities, Forex, Indices and Cryptocurrencies
Fees on Stocks and ETFsNo fees for stocks and some ETFs
Minimum Deposit$100
Stocks and Shares ISA(through Moneyfarm)
Demo Account

Established in 2006, eToro is a well-known worldwide fintech startup and the leader in social trading (following other people’s trades), with over 30 million users worldwide. You can also invest in other products through their platform, which is intuitive and simple to use, making it a good choice for beginners. Plus, they offer commission-free investing in the UK.

Opening an account and depositing is easy; you can even try it out with virtual money. On the downside, spreads can be high for some products. The only currency accepted is USD, so you’ll be charged currency conversion fees upon deposit and withdrawal if you deposit in GBP.

Social trading allows users to observe and learn from experienced traders in real time. New traders can follow the strategies of successful investors, understand their decision-making processes, and gain insights into market trends and trading techniques.

eToro’s social trading feed is super intuitive. You quickly filter your feed and engage with other users on companies and other investment opportunities that interest you most.

etoro app



  • Commission-free stock and ETF trading
  • Social Trading and other innovative products
  • Wide variety of financial products
  • Slick, modern, and easy for anyone to use
  • Stocks and Shares ISA is available through Moneyfarm
  • Fractional shares
  • Two-factor authentication


  • Limited disclosed financial information
  • Withdraw and inactivity fees
  • Spread, overnight, inactivity, and currency conversion fees higher than average
  • Only one currency account (USD)
  • Doesn’t offer bonds, futures, or options

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

#3 Trading 212

Best Investing Apps in the UK in 2024 (compared) 5
Visit Trading 212Best Investing Apps in the UK in 2024 (compared) 2

Investing involves risk of loss.

Trading 212 at a glance

Products availableStocks, ETFs, CFDs, Automated Investing
Fees on Stocks and ETFsNo fees for stocks and ETFs
Minimum Deposit£10
Stocks and Shares ISA
Demo Account

Trading 212 is a fintech company based in London that aims to democratise the entire investment process through a simple web and mobile application.

The company aims to do this by allowing its over 15 million users to invest in over 10,000 stocks, ETFs, Forex, commodities, CFDs, and cryptocurrencies.

You will find commission-free stocks and ETFs trading, fractional shares, copy trading, social investing, and even an automatic investment system. Another very popular feature that Trading 212 offers is its Pies, which allow you to instantly build a diversified portfolio and customise it to your unique financial goals.

trading 212 app

Trading 212 Pies (Source:

New users get one free share worth up to €100 (promo code IITW). On the downside, it shows limitations regarding available products.


  • Commission-free Real Stocks and ETFs trading
  • AutoInvest & Pies feature
  • Fast and easy account opening process
  • Demo account
  • Stocks and Shares ISA available
  • Fractional Shares
  • Two-factor authentication available


  • Limited product portfolio (no Options, Bonds, Mutual Funds or Futures)
  • No relevant Fundamental tools
  • Spreads on Forex CFDs may be high in certain trading hours
  • Foreign exchange fees (0.15% and 0.50% in “Invest” and “CFDs” accounts, respectively)

#4 Webull

Best Investing Apps in the UK in 2024 (compared) 7
Visit WebullBest Investing Apps in the UK in 2024 (compared) 2

Webull at a glance

Products availableUS Stocks
Fees on Stocks0.025% commission per trade
Minimum Deposit£0
Stocks and Shares ISAs Available
Demo Account

Webull is one of the biggest US discount brokers. Recently, it launched in the UK.

Users can invest in US stocks and fractional shares with very low commissions, and new users get a signup bonus.

Webull offers a demo account, no minimum deposit, and very low fees: there is no withdrawal, deposit, inactivity, or platform fees.

All in all, it is a great trading platform for beginners looking for low commissions, a great mobile app, and access to US shares.

On the downside, it lack important assets, such as ETFs, options, bonds cryptocurrencies, and there is no ISA or SIPP. As a new broker in the UK, Webull does have plans to include other assets and account types in the platform!

Finally, Webull UK is authorised and regulated by the Financial Conduct Authority (FCA). As such, it is also under the Financial Services Compensation Scheme (FSCS) protection, which protects your money (assets + cash) up to £85,000 in case Webull goes bust.

Webull app UK


  • Signup Promotion
  • Mobile-friendly app
  • Fractional Shares
  • Access to US-listed stocks
  • One of the largest brokerages in the USA
  • Regulated by the FCA
  • Demo Account (paper trading)


  • No ISA or SIPP
  • Limited range of assets available – only US stocks
  • FX fee
  • No commission free trading

#5 Freetrade

Freetrade logo
Visit FreetradeBest Investing Apps in the UK in 2024 (compared) 2

Freetrade at a glance

Products availableStocks, ETFs, Investment Trusts, REITs
Fees on Stocks and ETFsNo commission fees for stocks or ETFs, but large FX fees of up to 0.99%
Minimum DepositNo minimum
Stocks and Shares ISA
Demo Account

Freetrade is a commission-free UK stockbroker. It is an excellent choice for investors looking to build a long-term portfolio of stocks and ETFs with low fees.

They operate under a freemium (free+premium) business model. As you go up the pricing plans, users get extra features, such as ISA and SIPP, 3% interest on cash, and more.

Freetrade’s Basic plan is free, the Standard plan is £5.99 p/m, and the Plus plan is £9.99 p/m.

If you are someone who likes to trade quite a lot on your mobile app, you should be aware that the Fx conversion fees are quite high at 0.99% on the basic account, which can really add up over time. If you upgrade to the Standard or Plus plan, the Fx conversion fees drop to 0.59% and 0.39%, respectively (still higher than some competitors).

Best Investing Apps in the UK in 2024 (compared) 10



  • Free stock and ETF trading
  • GIA, ISA, and SIPP
  • No inactivity, account or withdrawal fees
  • No minimum deposit
  • Great community (forum) – where users share ideas and learn about investing
  • Nice and user-friendly app
  • Fractional Shares


  • Limited asset classes (only stocks, ETFs, REITs, and investment trusts)
  • Limited research and education
  • Graphs and portfolio tracking still need some development
  • No phone support – however, live chat support is very fast and efficient
  • No web or desktop platform yet (Beta version in Plus)
  • No two-factor authentication
  • High FX conversion fees

#6 Hargreaves Lansdown

Best Investing Apps in the UK in 2024 (compared) 11
Visit Hargreaves LansdownBest Investing Apps in the UK in 2024 (compared) 2

Hargreaves Lansdown at a glance

Products availableStocks, ETFs, Investment Trusts, Funds, Bonds, Gilts
Fees on Stocks and ETFsIf in the previous month, you had 0-9 deals: £11.95, 10-19 deals: £8.95, 20 of more deals: £5.95 (per deal)
Minimum DepositNo minimum
Stocks and Shares ISA
Demo Account

Hargreaves Lansdown is one of the biggest UK platforms for individual investors. It serves more than 1.5 million clients with over £120 billion AUMs.

You will find the most relevant financial instruments (Stocks, ETF, funds,…). It’s a bit pricey, but it makes up for it by being one of the most reliable brokers.

It is well-established, secure, and regulated by the FCA. The customer service is market-leading, and their educational resources are superb.

hl app



  • Excellent research and educational tools
  • Great customer service
  • Two-factor authentication
  • No withdrawal fee
  • No minimum deposit
  • ISA, SIPP, and other services catered to British investors


  • High trading commissions (UK and overseas shares, investment trusts, ETFs, gilts and bonds)
  • Annual account charges for funds (up to 0.45%)
  • No demo account
  • High currency conversion fee (up to 1%)
  • Doesn’t offer fractional shares

#7 Interactive Investor

Best Investing Apps in the UK in 2024 (compared) 13
Visit Interactive InvestorBest Investing Apps in the UK in 2024 (compared) 2

Interactive Investor at a glance

Products availableStocks, ETFs, Funds, Bonds
Fees on Stocks and ETFsMonthly subscription starting from £4.99
Minimum DepositNo minimum
Stocks and Shares ISA
Demo Account

Interactive Investor has a strong focus on the UK market and can boast that 1 in 4 UK shares are executed on their platform. Another stamp of approval is that over 50% of interactive investor’s customers have been with them for 10 years or more. You can only achieve stats like that if you run a tight ship and interactive investors have a great customer satisfaction rate.

It offers many investment options, including trading, SIPP, and ISAs. The Stocks and Shares ISA starts at £4.99 per month (“Investor service plan”).

If investing your money responsibly is high in your priorities, Interactive Investor is a platform that can help you achieve this goal, as they have over 200 different sustainable investment options.

Best Investing Apps in the UK in 2024 (compared) 15



  • User-friendly trading platforms
  • Stocks and Shares ISA available
  • Access over 40,000 global investments
  • Two-factor authentication
  • Many socially responsible investment options available
  • Exclusive seminars and events
  • Good educational resources


  • Limited product offering
  • Basic charting (limited customisation) and analytic tools
  • Expensive for investors with smaller portfolios
  • Does not offer fractional shares

#8 Lightyear

lightyear logo
Visit LightyearBest Investing Apps in the UK in 2024 (compared) 2

Terms apply, seek guidance if necessary. When you invest, your capital is at risk.

Lightyear at a glance

Products availableStocks, ETFs, MMFs
Fees on Stocks and ETFs€1, £1, 0.1% up to $1; No Lightyear execution fees for ETFs (other fees may apply)
Minimum Deposit€/£/$1
Stocks and Shares ISA
Demo Account

The content on this page includes financial promotion. We Investing in the Web will be paid a referral fee when you open an account and deposit funds through one of the links on this page.

Lightyear is one of the new kids on the block in the UK and has positioned itself as the low-frills option for investors. Their product offering is quite limited, but they make up for that by offering very low fees and great interest on uninvested cash (4.5% on GBP, as of January 2024).

One way brokers can catch you out is with FX conversion fees, which can really add up if you are buying the likes of US stocks. With Lightyear’s multi-currency account, you can save big on these fees. However, if you still need to convert within the app, the currency conversion fee is 0.35%.

lightyear app


There are, however, some downsides to Lightyear’s investing app, firstly they do not currently have a Stocks and Shares ISA account available for UK investors, which can be a bit of a dealbreaker for many investors. Secondly, you cannot buy other financial products (options, forex, bonds,…).


  • User-friendly trading platforms
  • High-interest rates on uninvested cash
  • Low fees
  • US Fractional Shares
  • Multi-currency account


  • Limited product offering
  • Little to no educational material
  • No Stocks and Shares ISA
  • No demo account
  • No two-factor authentication

Disclaimer: Capital at risk. The provider of investment services is Lightyear Financial Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: Seek qualified advice if necessary.

#9 InvestEngine

investengine logo
Visit InvestEngineBest Investing Apps in the UK in 2024 (compared) 2

When investing your capital is at risk.

InvestEngine at a glance

Products availableETFs
Fees on Stocks and ETFsNo fees for ETFs
Minimum Deposit£100
Stocks and Shares ISA
Demo Account

Founded in 2019, InvestEngine is a Do-It-Yourself ETF platform that allows you to build your portfolio using only ETFs. ETFs cover most major asset classes and sectors, providing a broader selection of investments. With a single platform, you are well diversified without selecting individual stocks or bonds.

If you’d rather have an investment portfolio built and managed for you. InvestEngine’s Managed portfolios area great option, and you’ll get an investment that’s designed to suit your risk level and a choice of investing for longer‑term growth or regular income.

The fee structure is extremely transparent. Only a 0.25% annual management fee will apply to managed portfolios. If you prefer to manage your own investments, it will be completely free.

investengine account details



  • Simple and intuitive investment platform
  • No ISA fees
  • No deposit or withdrawal fees
  • Fractional Investing
  • One-click rebalancing
  • Two-factor authentication
  • Auto-invest


  • Limited to ETFs
  • No SIPP
  • No demo account
  • No educational resources

#10 Nutmeg

nutmeg logo
Visit NutmegBest Investing Apps in the UK in 2024 (compared) 2

Nutmeg at a glance

Products availableFunds
Fees on Stocks and ETFsN/A
Minimum Deposit£500 (£100 for Lifetime ISAs)
Stocks and Shares ISA
Demo Account

Nutmeg is one of the largest digital wealth managers in the UK (also known as “Robo-Advisor).

Nutmeg offers investors fully managed ETF portfolios that help investors achieve their financial goals, whether for retirement or a home.

nutmeg sign up



  • Automated rebalancing and dividend reinvestment
  • Fees Transparency
  • Stocks and shares, Lifetime and Junior ISAs
  • Long performance track record (+10 years)
  • Socially conscious portfolios
  • Two-factor authentication
  • Fractional share investing
  • Minimum account balance of £100


  • Medium to high fixed fees
  • No demo account
  • Very limited product offering, ETFs only

#11 AJ Bell

Best Investing Apps in the UK in 2024 (compared) 19
Visit AJ BellBest Investing Apps in the UK in 2024 (compared) 2

AJ Bell at a glance

Products availableStocks, ETFs, Investment Trusts
Fees on Stocks and ETFsNo fees for stocks and ETFs
Minimum DepositNo minimum
Stocks and Shares ISA
Demo Account

With over 470,000 customers, AJBell is a homegrown UK company that takes a no-nonsense approach to its investment services, offering stocks, ETFs, funds, and pensions. They even have a separate platform called Dodl, suitable for beginners who may find the whole world of investing intimidating.

One of AJ Bell’s key strengths lies in its transparent and competitive fee structure. The company aims to provide cost-effective investment solutions, offering investors access to a range of low-cost options.

ajbell app



  • User-Friendly Platform
  • Good customer service
  • Stocks and Shares ISA available
  • Transparent fee structure
  • Regular educational content
  • Two-factor authentication


  • Limited Product Range (no forex, options and futures)
  • Low technical data
  • No demo account
  • No fractional shares

In Summary

Investing Apps have made investing accessible and convenient for everyone in the UK. We are blessed in the UK to have a product to suit every need. 

It can be a bit of a minefield when you are trying to pick an investing app in the UK; there are so many different options with their own unique features.  During your analysis, make sure that the investment app at least covers some of the basic necessities you’ll need for mobile-based investing, such as security, a good user experience, portfolio tracking, news, and alerts.


Do Investing Apps cause bad habits?

Investing, by its very nature, is meant to be a long-term endeavour, where you do not pay too much attention to the day-to-day ups and downs in the market, knowing well that over the long run, your investments will grow if you are just patient and consistent with your investing.

If you are not careful, having quick and easy access to the performance metrics of your investment portfolio can unintentionally make you build some bad habits, such as making emotional investment decisions and reacting to very short-term price movements. Sometimes, this can be difficult to avoid when the investment app is pinging you with push notifications to encourage you to trade.

This can be counter-productive to your overall long-term investing plans, therefore it is important to put some controls in place. These can be as simple as turning off notifications or having a set time every week/month to check your portfolio and decide if you need to take action or add more funds.

Are investing apps safe and secure?

Hackers are constantly coming up with more sophisticated methods of stealing your login details and gaining access to your account and other personal data.

If you are using a stock trading app on your phone, you can be vulnerable if your account is not appropriately secured. It is very easy to lose your phone or device or for it to be stolen. The last thing you will want is to have additional worries that your investments are at risk of being siphoned out of your account.

To protect your account, at a bare minimum, you should set up two-factor authentication.

Can I manage my retirement accounts through investing apps?

It is still commonplace for many people to only check in on the performance of their pension once a year when their pension provider sends out their annual statement and to have no involvement in how their pension is invested apart from taking some initial survey to work out a risk profile.

When you combine an investing app with a Self Investing Pension Plan (SIPP), such as those on offer from Hargreaves Lansdown and AJ Bell you are putting the control back in your hands. You can not only manage your retirement investment portfolio, but also regularly check on how it is performing. 

Walter Dunphy

An ACCA-qualified professional with years of experience in creating practical personal finance-related content. Walter's mission is to make personal finance less intimidating and more accessible to everyone.