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Does Cash App Work Internationally? Worldwide Alternatives for 2024

Franklin Silva| Updated January 9th, 2024

Cash App is one of the most famous US fintech companies that allows users to send and receive money instantly and for free.

Unfortunately, Cash App doesn’t work internationally – it only works in the US and the UK. 

This means that if you’re not a US or UK resident and want to open a Cash App account, you cannot do so. You also cannot send or receive money to (or from) other countries – Cash App doesn’t support cross-border payments (only between the US and the UK). So, if you live in Canada, Brazil, Europe, India, China, Australia, or New Zealand, you will have to look for alternative options.

This article will look at Cash App’s availability and expansion plans and discuss some Cash App alternatives available if you live abroad.

What is Cash App?

Cash App is a money transfer service that works in the US and the UK. Cash App (formerly Square Cash) is owned by Square Inc. and has become one of the most famous payment apps in the United States, with millions of users in just a few years!

Recently, Cash App has expanded its service offering to include stock and crypto investments, early paychecks, and a debit card.

Which countries is Cash App available in?

Cash App is only available in the US and the UK.

International payments (international transactions to and from different countries) are only available between the US and the UK.

The company has plans to expand internationally to regions such as Europe.

Looking for alternatives to the Cash App platform? Below, we cover alternatives that cover both the investment and payment sides of Cash App!

Cash App Alternatives

As an Investment App

Similarly, if what you’re looking for is a service that covers the investment side of Cash App, including the ability to invest in stocks and cryptocurrencies, then below you’ll find some international alternatives that might suit your needs:


The world’s leading social trading platform with 30M+ users. It offers commission-free stock trading (not for US investors). Please read our eToro review.
Disclaimer: 77% of retail CFD accounts lose money.

Interactive Brokers

Founded in 1978, IBKR is one of the world’s most trustworthy brokers. It offers an enormous range of financial products (stocks, ETFs, Options, Cryptos,…), and low currency conversion fees (FX fees). For additional information, take a look at our Interactive Brokers review.
💡 Interactive Brokers also launched IBKR GlobalTrader, a modern mobile trading app to trade Stocks, Options and ETFs, ideal for novice investors.


A low-cost broker from Europe that offers commission-free ETF trading and lets you trade in a wide variety of other investment products – options, warrants, futures, bonds and leveraged products. Take a look at our DEGIRO review.
Disclaimer: Investing involves risk of loss.


Plus500 is a multi-asset online broker that offers no commissions when trading CFDs in Indices, Forex, Commodities, Cryptocurrencies, Shares, Options, and ETFs. It also recently launched Plus500 Invest for those who want to invest in real shares. Read our Plus500 review for more insights.
Disclaimer: 82% of retail CFD accounts lose money.


Another leading US-based broker offers commission-free stocks, ETFs, and options trading (for US-listed products). It gives access to the Webull business accounts for companies.


Canadian alternative that allows users to invest in crypto and stocks commission-free or invest easily through their Robo-advisor (automated wealth management).

Cash App Investment Alternatives by countries available


Accepts clients from

76% of retail CFD accounts lose money.

Exceptions include Canada, Japan, Hong Kong, Russia.

15 European countries: Netherlands, Italy, France, Switzerland, Germany, Czech Republic, Spain, Portugal, Poland, Greece, Denmark, Sweden, United Kingdom, Finland, and Ireland.

82% of retail CFD accounts lose money.

European Economic Area, Australia, Chile, Colombia, Hong Kong, Mexico, UK, Singapore, Switzerland, and others.

US, Hong Kong, China, Singapore, Japan, the UK, and Australia


Worldwide (+220 countries, exceptions apply).

Cash App Alternatives

As a Payment App

If what you’re looking for is a digital bank: a service that allows you to send, receive, spend, and convert your money easily and at a low cost, then these are some alternatives to the Cash App for international users:


A great service to send and receive money internationally, focused on low-fee foreign transactions.


One of the fastest-growing digital banks. Revolut provides no-fee transactions, low cost-of-charge currency conversion, and even the possibility to invest in stock, cryptos, and precious metals.

Vivid Money

Vivid is a digital bank based in Germany, and its users can send and request money from other users without charges. At the same time, they can also invest in stocks, ETFs, cryptocurrencies and commodities. To register with Vivid, you need to reside in the EEA.


Monese is a digital bank that you can use on your smartphone and is focused around quickly setting up an account while they provide free transfers internationally. At the moment, you can use Monese in 31 countries in the EEA.


A popular digital bank based in Germany. N26 is available in 22 European countries and the US.


A global online platform to send and receive money for personal and business transactions. Paypal is available in more than 200 countries around the planet, including the US, UK, India, China, Australia, New Zealand.


The Canadian equivalent to Cash App. Allows users to send and receive money, invest in stocks and crypto, and more.

Cash App Payment Alternatives by countries available


Accepts clients from


Exceptions include Ethiopia, DR Congo, Iran, Tanzania, Myanmar, Algeria, Sudan, Iraq, Uzbekistan, Saudi Arabia, Peru, Afghanistan, Angola, Mozambique, Yemen, Venezuela, Taiwan, Mexico.

European Economic Area.

Europe and the UK

European Economic Area, Australia, Singapore, Switzerland, Japan and the United States - plans to expand further.

Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, Spain and the UK.

Austria, Belgium, Denmark, Estonia, Finland, France (not Overseas), Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the US.


Exceptions include Pakistan, Bangladesh, Iran, Turkey, Myanmar, Sudan, Iraq, Uzbekistan, Afghanistan, Ghana, North Korea.


The Bottom Line

We hope you’ve found our breakdown of Cash App and its alternatives useful!

With so many different services to choose from, you’re bound to find one that fits your money transfer needs — whether you live in Europe or elsewhere. Explore the companies you’ve found interesting and decide for yourself!

A reminder that the above should not be construed as financial advice and should be considered information only. Users should do their own research and diligence about the services and opportunities best suited for their needs and profile.

Other FAQs about Cash App

Can you make payments to someone in a different country?

No, you can only make payments between US and UK accounts.

Can US users send money to UK users?

Yes. Payments between US and UK users are supported.

Can you send money from Cash App to Zelle or Venmo?

No, you cannot send money from Cash App to Zelle or Venmo directly.

Is Cash App Invest available in the UK? 🇬🇧

No, Cash App Invest is only available in the US. UK users cannot invest in stocks or cryptos through Cash App.

Is Cash App available in Canada? 🇨🇦

No, Cash App is not available in Canada. Alternatives for Canadian users include Wise and Wealthsimple.

Is Cash App available in Australia? 🇦🇺

No, Cash App is not available in Australia. Alternatives for Australian users include Wise and Revolut.

Is Cash App available in Mexico? 🇲🇽

No, Cash App is not available in Mexico. Alternatives for Mexico users include Wise and Paypal.

Is Cash App available in the Philippines? 🇵🇭

No, Cash App is not available in the Philippines. Alternatives for Philippines users include Wise and Paypal.

Is Cash App available in India? 🇮🇳

No, Cash App is not available in India. Alternatives for Indian users include Wise and Paypal.

Franklin Silva
Co-Founder & Fintech Analyst

Franklin is a CFA Level III Candidate with 3 years of experience in Wealth Management as a Fund Research Analyst and the Host of the "Edge Over Hedge" YouTube Channel.