Are you confused about whether to choose Trading 212 vs Revolut Trading as a broker for your investing needs?
In this side-by-side comparison, we analyse Trading 212 vs Revolut Trading to help you understand how these apps compare on some of the most common features and make a better-informed decision about the best broker for you.
Below, you’ll find the pros and cons of each broker, as well as a comparison table that features the different fees charged, the financial instruments supported, the regulation, and more. Keep reading!
Trading 212 vs Revolut Trading
- Trading 212* is our recommended choice for interest on uninvested cash and commission-free stocks and ETFs trading (other fees may apply, see terms and conditions).
- Revolut Trading is best for beginners who want quick exposure to major stocks alongside an all-in-one banking, payments, and currency app.
Side-by-side comparison
| Category | Trading 212 | Revolut |
| Demo account | ✔️ Yes (£50,000 virtual portfolio) | ❌ No |
| Account minimum | €/£10 | €/£1 |
| Interest on uninvested cash (annual, variable) | EUR: up to 2.20%; USD: up to 3.30%; GBP: up to 3.80% (paid in 13 currencies) | Earned on Savings Accounts (Flexible Cash Funds), not on uninvested brokerage cash. Rates depend on plan tier (3.51% Standard up to 4.5% Ultra in GBP). |
| US stock fees | €/£0 (commission-free) | 1 free trade per month (Standard) up to 10/month (Ultra); after the allowance, the greater of 0.25% (0.12% for Ultra) or country-based minimum |
| EU stock fees | €/£0 (commission-free) | Same monthly allowance and pricing as US stocks |
| ETFs | €/£0 (commission-free) | Same monthly allowance and pricing as US stocks |
| Fractional shares | ✔️ From €1 | ✔️ Available |
| Currency conversion fee | 0.15% (Invest account); 0.50% (CFD account) | 0% up to €/£1,000 per month (Standard), higher limits on paid plans |
| Range of assets | 10,000+ stocks and ETFs, forex, commodities, CFDs, no bonds or mutual funds | 4,000+ US stocks, ETFs, bonds (since May 2025), commodities (gold, silver, platinum, palladium), cryptocurrencies, CFDs in some markets |
| Regulators | FCA (UK), CySEC (Cyprus), ASIC (Australia), BaFin (Germany) | FCA (UK), SEC and FINRA / SIPC (US), Bank of Lithuania (EEA) |
About Trading 212
Trading 212 is a London-based fintech that aims to democratise the investment process through a simple web and mobile application. As of 2026, the company has over 15 million users and offers access to more than 10,000 stocks and ETFs, alongside forex, commodities, and CFDs (you can read more about Trading 212’s statistics here).
Key highlights include commission-free real stocks and ETFs, fractional shares from €1, an automatic investment feature (AutoInvest with Pies), and interest on uninvested cash in 13 currencies. UK clients can also benefit from a Stocks and Shares ISA and a competitive Cash ISA (currently around 4.62% AER variable). New users get one free fractional share worth up to €100 with our promo code IITW.
On the downside, Trading 212 doesn’t offer bonds, mutual funds, futures, or options, and its research tools are relatively basic compared to advanced platforms like Interactive Brokers.
*Capital at Risk. Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.
Risk disclaimer: When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Crypto-assets are high-risk and volatile. You could lose your invested capital, and these assets are not covered by protection schemes. Make sure you understand the risks before investing.
Trading 212 pros and cons
Pros
- Commission-free real stock, ETFs and crypto trading (other fees may apply. See terms and fees)
- AutoInvest & Pies feature (execution-only service, not financial advice)
- Fast and easy account opening process
- Demo account
- Top Tier Regulators
- Free fractional shares worth up to €100
- High interest on uninvested cash
Cons
- Limited product portfolio (no Options, Bonds, Mutual Funds or Futures)
- No relevant Fundamental tools
- 0.15% of Foreign exchange fees
About Revolut Trading
Revolut was created to disrupt the banking industry by reducing and removing fees associated with the traditional banking system. Today it has grown into one of Europe’s largest fintech super-apps, with over 65 million customers worldwide and a full UK banking licence (currently in the mobilisation stage).
Through Revolut Trading, you can invest in over 4,000 US stocks, ETFs (under certain entities), bonds (added in May 2025), cryptocurrencies, precious metals (gold, silver, platinum, and palladium), and CFDs in selected markets. EEA clients are served by Revolut Securities Europe UAB, regulated by the Bank of Lithuania, while UK clients are served by Revolut Trading Ltd under FCA oversight.
The main appeal of Revolut Trading is the seamless integration with the broader Revolut app, which combines banking, payments, currency exchange, savings, and investing in one place. Fees follow a tiered model based on your subscription plan, with 1 to 10 free monthly stock trades depending on tier (Standard, Plus, Premium, Metal, Ultra). After the free allowance, trades are charged at 0.25% (0.12% for Ultra) or a country-based minimum.
On the downside, Revolut Trading does not offer options, futures, or mutual funds, and research and analytical tools are relatively basic compared to dedicated brokers. For passive long-term investors who don’t already use Revolut as a primary bank, alternatives like Trading 212 or XTB typically offer better trading economics. For existing Revolut users, however, the convenience of an all-in-one platform is hard to beat.
Revolut pros and cons
Pros
- Simple trading platform
- Easy account opening process
- At least, one free trade per month
- Low trading commissions
- No inactivity fee
- Portfolio transfers now supported (stocks and crypto)
Cons
- Limited range of investment instruments
- Investments not covered by the Financial Services Compensation Scheme
Trading 212 vs Revolut: our veredict
Trading 212
Best for interest and commission-free stocks and ETFs tradingRevolut
Best for beginners looking for quick exposure to major stocks
Conclusion
Choosing between these two brokers comes down to what you actually want to do with the platform. The main differences between Trading 212 and Revolut Trading come from fees, range of products, and how the platform fits into your broader financial life.
If you want a dedicated trading platform with the lowest possible costs, genuinely commission-free stock and ETF trading, AutoInvest with Pies, interest on uninvested cash in 13 currencies, and a UK Stocks and Shares ISA, Trading 212 is the clear winner. It is built for long-term investors who care about minimising trading and FX costs.
If you are already using Revolut as your primary bank and want to add investing into the same app alongside savings, payments, and currency exchange, Revolut Trading is a convenient choice. It works particularly well for occasional investors who only place a handful of trades per month and value the all-in-one super-app experience over the absolute cheapest fees.
Ultimately, the best broker for you depends on your profile, your investment style, and how much you trade. Explore each platform’s website and decide for yourself.
Want to dig deeper into Trading 212 vs Revolut Trading? Check out our in-depth broker reviews, comparison table, and BrokerMatch tool.
