Are you unsure whether to choose Trading 212 or Revolut Trading for your investing needs?
In this side-by-side comparison, we analyse Trading 212 vs Revolut Trading to help you understand how these apps compare on the most common features and make a better-informed decision about the right broker for you. Fees and features were checked in September 2026.
Below, you’ll find the pros and cons of each broker, as well as a comparison table with the fees charged, the financial instruments supported, the regulation and more.
Trading 212 vs Revolut Trading
- Trading 212* is our recommended choice for interest on uninvested cash and commission-free stock and ETF investing (other fees may apply, see terms and fees).
- Revolut Trading is best for beginners who want quick exposure to major stocks inside an all-in-one banking, payments and currency app.
Side-by-side comparison
| Category | Trading 212 | Revolut |
| US stock fees | €/£0 commission | 1 free trade a month (Standard) up to 10 (Ultra), then 0.25% (0.12% on Ultra) or a country-based minimum |
| EU stock fees | €/£0 commission | Same monthly allowance and pricing as US stocks |
| ETFs | €/£0 commission | Same monthly allowance and pricing as US stocks |
| Currency conversion fee | 0.15% | 0% up to €/£1,000 a month (Standard), higher limits on paid plans |
| Interest on uninvested cash | GBP 3.55%, USD 3.30%, EUR 2.40% (13 currencies) | Not on brokerage cash: paid on separate Savings accounts, with rates that depend on your plan |
| Minimum deposit | €/£1 | €/£1 |
| Fractional shares | ✔️ From €/£1 | ✔️ Yes |
| Demo account | ✔️ Yes | ❌ No |
| Range of assets | 13,000+ stocks and ETFs (no bonds, mutual funds or options) | Stocks (mainly US, plus selected EU stocks), ETFs, bonds, precious metals and crypto |
| Regulators | FCA (UK), CySEC (Cyprus), BaFin (Germany), ASIC (Australia) | Bank of Lithuania (EEA), FCA (UK), SEC and FINRA, SIPC (US) |
Fees and rates checked in September 2026 and subject to change. Trading 212: 0,15% FX fee applies when converting funds. Other fees may apply. See terms and fees. Revolut fees depend on your plan (Standard, Plus, Premium, Metal or Ultra).
When investing, your capital is at risk. If you enable interest, Trading 212 will hold your cash in qualifying money market funds and banks. Otherwise, your cash will be held only in banks. Interest applies on cash in an investment account. Terms apply. The rates shown may no longer be current: check Trading 212’s Terms and Fees page for the live rates.
About Trading 212
Trading 212 is a London-based fintech that aims to democratise investing through a simple web and mobile app. It has more than 5 million funded accounts and around 15 million app downloads worldwide, and offers access to more than 13,000 stocks and ETFs (you can read more about Trading 212’s statistics here).
Key highlights include commission-free stocks and ETFs (other fees may apply), fractional shares from €/£1, automatic investing with Pies and AutoInvest and interest on uninvested cash in 13 currencies. UK clients can also open a Stocks and Shares ISA and a Cash ISA. New users get one free fractional share worth up to €100 with our promo code IITW.
On the downside, Trading 212 doesn’t offer bonds, mutual funds, futures or options, and its research tools are basic compared with advanced platforms like Interactive Brokers.
*Capital at Risk. Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.
Risk disclaimer: When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions.
Crypto-assets are high-risk and volatile. You could lose your invested capital and they are not covered by protection schemes. Make sure you understand the risks before investing.
Trading 212 pros and cons
Pros
- Commission-free real stock, ETFs and crypto trading (other fees may apply. See terms and fees)
- AutoInvest & Pies feature (execution-only service, not financial advice)
- Fast and easy account opening process
- Demo account
- Top Tier Regulators
- Free fractional shares worth up to €100
- High interest on uninvested cash
Cons
- Limited product portfolio (no Options, Bonds, Mutual Funds or Futures)
- No relevant Fundamental tools
- 0.15% of Foreign exchange fees
About Revolut Trading
Revolut was created to disrupt the banking industry by reducing the fees charged by traditional banks. It has grown into one of Europe’s largest fintech super-apps, with around 70 million customers worldwide, and in March 2026 its UK bank, Revolut Bank UK Ltd, left the mobilisation phase and received a full UK banking licence.
Through Revolut Trading, you can invest in stocks (mainly US-listed, plus selected European stocks), ETFs (depending on the entity), bonds (added in May 2025), precious metals (gold, silver, platinum and palladium) and crypto. EEA clients are served by Revolut Securities Europe UAB, regulated by the Bank of Lithuania, UK clients by Revolut Trading Ltd, regulated by the FCA, and US clients by Revolut Securities Inc. (FINRA member, SIPC).
The main appeal of Revolut Trading is its integration with the broader Revolut app, which combines banking, payments, currency exchange, savings and investing in one place. Fees follow a tiered model based on your subscription plan, with 1 to 10 free stock trades a month depending on the tier (Standard, Plus, Premium, Metal, Ultra). After the free allowance, trades are charged at 0.25% (0.12% on Ultra) or a country-based minimum.
Here’s what that means in practice: a Standard user who invests €200 in four different stocks every month uses the free trade on the first and pays the country minimum on the other three, while the same four orders cost no commission at Trading 212 (other fees may apply).
On the downside, Revolut Trading does not offer options, futures or mutual funds, and its research and analytical tools are basic compared with dedicated brokers. For passive long-term investors who don’t already use Revolut as their main bank, dedicated brokers like Trading 212 or XTB usually offer lower trading costs. For existing Revolut users, the convenience of an all-in-one app is hard to beat.
Revolut pros and cons
Pros
- Simple trading platform
- Easy account opening process
- At least, one free trade per month
- Low trading commissions
- No inactivity fee
- Portfolio transfers now supported (stocks and crypto)
Cons
- Limited range of investment instruments
- Investments not covered by the Financial Services Compensation Scheme
Trading 212 vs Revolut: our verdict
Trading 212
Best for interest on cash and commission-free stocks and ETFsRevolut
Best for beginners looking for quick exposure to major stocks
Conclusion
Choosing between these two brokers comes down to what you want to do with the platform. The main differences between Trading 212 and Revolut Trading are fees, range of products and how the platform fits into your broader financial life.
If you want a dedicated investing platform with low costs, commission-free stocks and ETFs, Pies and AutoInvest, interest on uninvested cash in 13 currencies and, in the UK, a Stocks and Shares ISA, Trading 212 is the better fit. It suits long-term investors who want to keep trading and FX costs down (other fees may apply, see terms and fees).
If you already use Revolut as your main bank and want to add investing to the same app alongside savings, payments and currency exchange, Revolut Trading is a convenient choice. It works best for occasional investors who place only a handful of trades a month, or who want bonds, which Trading 212 does not offer.
Ultimately, the right broker depends on your profile, your investment style and how often you trade. Explore each platform’s website and decide for yourself.
Want to dig deeper? Check out our in-depth broker reviews, comparison table and BrokerMatch tool.
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
