Trading 212 has long been one of the most popular brokers in Europe, known for its low-cost structure, fractional shares, and user-friendly investing platform.
Until recently, the broker did not allow users to buy cryptocurrencies such as Bitcoin or Ethereum.
However, that has just changed. 🚀
212 Crypto is here!
Trading 212 has officially launched “212 Crypto”, a dedicated crypto account available for EEA residents (except Belgium, Switzerland, Germany, Austria, Luxembourg, and France).
This long-awaited feature allows users to invest in top crypto assets directly within the Trading 212 app – fully regulated under the MiCA framework through Trading 212 Markets Ltd. (CySEC).
Key features of Trading 212 Crypto:
- Commission-free investing in BTC, ETH, XRP, SOL & more
- No custodian or administrative fees
- Free deposits and withdrawals from €1
- Invest from as little as €2
- Available on both web and mobile apps
- Practice (demo) account with virtual funds
Here’s how it looks in our personal 212 crypto account:
What is the Trading 212 Crypto account?
A dedicated crypto account under Trading 212 Markets Ltd. that lets you buy, hold, and sell crypto assets in a regulated environment without managing external wallets.
Note: Trades are settled off-chain; coins are not directly held on the blockchain. Wallet transfers and staking are not available.
Who can open a 212 Crypto Account?
- Existing customers: Any user under Trading 212 Markets Ltd. can open a crypto account.
- New customers: Residents of the EEA, except Belgium, Switzerland, Germany, Austria, Luxembourg, and France.
- Requirements: Complete an appropriateness test to assess your knowledge of crypto assets; Verify your identity (KYC) before trading.
Fees and minimums
You can deposit, withdraw, and trade using EUR balances only, with no conversion fees.
| Category | Details |
| Trading commission | Free |
| Custody fee | Free |
| Spread cost | Variable, included in the crypto price |
| Deposits / Withdrawals | Free (€1 minimum) |
| Administrative fees | None |
| Minimum trade | €2 |
Trading 212 alternatives for restricted countries
If your country is not yet eligible for Trading 212 Crypto, you still have reliable alternatives:
eToro
eToro is the leading social trading platform. It supports over 65 cryptocurrencies and has many other products, such as stocks and ETFs. Cryptocurrency trading costs 1%, and this fee is charged on top of the Bid-Ask spread market price for both buy and sell trades.
Coinbase
Coinbase is one of the biggest crypto exchanges in the world, with over 100 million users. It offers a wide range of different digital currencies.
Kraken
Kraken is the fifth largest Bitcoin exchange globally, according to trade volumes. Kraken is operational in over 200 countries, with a chunk of its 10 million users resident in Europe.
Crypto.com
Possibly the most marketed crypto platform right now, Crypto.com allows you to gain access to over 250 different cryptos and earn interest on the crypto you buy by lending them to other investors. Your fees will be determined by how much you invest (higher investments will give you lower costs and vice versa), and the platform may also be challenging to navigate for new investors.
Bottom line
Trading 212 has finally delivered what investors have been asking for: crypto trading is now live for eligible EEA users through 212 Crypto.
If you’re based in an eligible country, you can now trade leading cryptocurrencies commission-free, directly from your Trading 212 account.
For everyone else, keep an eye on Trading 212’s expansion – and in the meantime, consider other trusted crypto platforms.
Please keep in mind that cryptocurrencies are highly volatile, and your money will be at risk. Happy investing!
Want to learn more about other brokers? Check out our comparison tool to find the best option for you!
