Widely known in Europe, Trading 212 has attracted the attention of several Canadian investors, offering high interest on uninvested cash, a slick and modern app, commission-free investing and a free fractional share signup bonus.
Want to know if Trading 212 is available in Canada, the company’s expansion plans and the alternatives available for Canadian investors? We’ve got you covered!
Risk disclaimer: when investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
Is Trading 212 available in Canada? 🇨🇦
No, Trading 212 is not available in Canada (checked in September 2026).
Trading 212 keeps investing in its global expansion and reorganising its European entities, but it holds no registration with the Canadian Investment Regulatory Organization (CIRO) or any provincial securities regulator, and the company has not shared publicly any plans to expand to Canada. Trading 212 also does not offer Canadian-listed stocks to its existing clients, so even Europeans cannot buy TSX shares on the platform.
We have tried to open an account and Canada was not on the list of supported countries:
Trading 212 alternatives in Canada
- Interactive Brokers: best overall
- Plus500: best for active CFD traders. It offers a first deposit bonus.
- Wealthsimple: the closest alternative. Best for beginners
A note before you read on: Trading 212 is popular for commission-free investing in real stocks and ETFs plus interest on uninvested cash. Of the alternatives below, Wealthsimple is the closest match for that buy-and-hold style, Interactive Brokers Canada gives you the widest market access, while Plus500 serves a different need: active CFD trading. Pick based on which side of that line you’re on. If you want a fourth option with strong research tools, Questrade (CIRO-regulated, CIPF member) is also worth a look.
| Feature | Trading 212 | Interactive Brokers | Plus500 | Wealthsimple |
| Available in Canada | No | Yes (Interactive Brokers Canada Inc.) | Yes (Plus500CA Ltd, since 2025) | Yes |
| Real stocks and ETFs | Yes | Yes | No (CFDs only) | Yes |
| Commission on stocks | $0 | From CAD 0.01 per share (min. CAD 1) | No commission (spread) | $0 |
| Fractional shares | Yes | Yes | Not applicable | Yes |
| Interest on uninvested cash | Yes | Yes (above a balance threshold) | No | Yes (Cash account) |
| TFSA / RRSP | No | Yes | No | Yes |
| Regulator and protection | FCA, CySEC, BaFin | CIRO, CIPF | CIRO, CIPF | CIRO, CIPF |
Features checked on each provider’s website in September 2026 and subject to change. Trading 212: other fees may apply, see terms and fees.
81% of retail CFD accounts lose money.
*This information is NOT relevant to EU residents who are to be serviced by EU subsidiaries of the Plus500 Group, such as Plus500CY Ltd, authorised by CySEC (Reg. 250/14). Different regulatory requirements apply in Europe such as leverage limitations and bonus restrictions. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money when trading CFDs with this provider.
Moving to Canada: what happens to your Trading 212 account?
For investors moving from Germany or another supported country to Canada, a common concern arises: what happens to your investments with Trading 212? Since Trading 212 is not registered in Canada, those who become residents of Canada will find that Trading 212 can no longer offer them services as retail investors due to regulatory restrictions.
Here’s what you need to know:
- Once you become a Canadian resident, Trading 212 may not be able to serve you due to the lack of registration with Canadian securities regulators. Update your address with Trading 212 as soon as you move, as required by its terms.
- Choose a Canadian broker first so your portfolio can move without being sold. Transferring positions in kind keeps your holdings and avoids a taxable disposal, but note that Canada applies a deemed acquisition at fair market value when you become resident, so your cost base for Canadian tax purposes resets on arrival anyway.
- Trading 212 supports outbound transfers of investments. Open the Canadian brokerage account before you leave, then request the transfer, and keep a record of your holdings and their market value on the day you become a Canadian resident.
- Not every position can be transferred: fractional shares and some European-listed ETFs may not be supported by Canadian brokers, so expect to sell those and move the cash.
Conclusion
If you want to open a Trading 212 account from Canada, you’re out of luck: it is not possible. However, we believe any of the brokers mentioned above will be good choices.
Whether you value security and reputation or want a commission-free trading platform, the alternatives presented should be a good starting point. Explore their websites and decide for yourself!
If you haven’t found a match, you can still look at our comparison of online brokers available by country.
