Fidelity promotions in 2026: referral program & bonuses

Fidelity Investments is one of the largest and most respected financial services companies in the world, offering mutual funds, ETFs, individual retirement accounts (IRAs), brokerage services and much more.

In this article, we give you the most up-to-date information on Fidelity’s current promotions and explore alternative brokerage offers.

Current Fidelity promotions

As of September 2026, Fidelity Investments does not advertise any public sign-up bonus for new customers. Fidelity has run cash offers in the past, such as $100 for opening and funding a new account with $50, but those campaigns have ended. Occasionally, Fidelity runs limited offers through partners or employers, so it is worth checking its special offers page from time to time.

Low costs instead of bonuses

Instead of sign-up bonuses, Fidelity competes on price. It offers $0 commissions on online US stock and ETF trades, options trades for $0.65 per contract, and a range of Fidelity ZERO index mutual funds with a 0% expense ratio. Other fees and conditions may apply.

Fidelity referral program

Fidelity has a referrals page where existing customers can share a personal link with friends and family. However, Fidelity does not currently advertise a cash reward for referrals in the US.

Fidelity Bloom® was retired

Fidelity Bloom® was a money management app designed to help users reach their saving and spending goals, with perks such as an annual 10% savings match and a cents-per-swipe reward. Fidelity retired the app in early 2025 and moved its main features into the Fidelity Investments app. The savings match and cents-per-swipe reward ended on 31 December 2024.

Alternative brokerage promotions

While Fidelity has no public bonus right now, several other brokers offer sign-up bonuses and referral programs. Here are some alternatives you might consider:

For a complete list of current brokerage promotions, visit our bonuses page, where we regularly update the latest offers available in each country.

Bottom line

Fidelity Investments does not currently offer a public sign-up bonus, but it remains a top-tier broker known for its low costs, wide range of investments, strong customer service and investor-friendly tools. For many long-term investors, $0 commissions and zero-fee index funds are worth more over time than a one-off bonus.

If a sign-up bonus matters to you, consider the alternative brokers above, and always read the terms and conditions of any promotion to make sure it fits your investment goals.

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