Is your company considering a move into cryptocurrency but unsure where to start?
In this article we walk you through the crypto exchanges that open accounts in a company name, whether you run an LLC, a limited company or an institution.
One thing shapes this decision more than fees or coin counts: where your company is incorporated. Several of the best-known names here cannot open a business account for a European company at all, and one of the largest stopped serving EU clients in July 2026 after withdrawing its licence application. The eight entries below are ordered by size and prominence in the market, not by how well each one fits your company, so read the eligibility section before the individual reviews.
Best crypto exchanges for business accounts
- Coinbase Business: a regulated, publicly traded company, but the business account is open only to companies in the US and Singapore;
- Binance corporate account: the largest exchange by trading volume, though it holds no EU licence and stopped serving EU clients in July 2026;
- Kraken business account: the broadest entity list and a published document checklist, licensed across the EEA;
- Crypto.com institutional account: the one to look at if you want to accept crypto payments, not just hold coins;
- OKX institutional account: a wide asset range and advanced trading tools, with a heavy regulatory record;
- Gemini business account: custody-focused and straightforward, but it left the UK, the EEA and Australia in April 2026;
- Bitstamp corporate account: one of the oldest exchanges, now part of Robinhood, with role-based access for multiple users.
What is a crypto business account?
A corporate crypto account (or business crypto account) works much like a regular account at a crypto exchange, except it is opened in your company’s name rather than your own. The account belongs to the legal entity, is funded with company money, and any holdings or gains sit on the company’s books.
Because of that, onboarding involves more than a personal sign-up: exchanges run a business-verification (KYB) process, asking for incorporation documents and the identification of directors and beneficial owners, typically those holding 25% or more, to meet anti-money-laundering rules.
What are the benefits of opening a crypto business account?
Holding and using crypto through your company can offer several benefits, including:
- Diversifying your company’s treasury and holdings;
- Paying and receiving crypto with partners, customers, and suppliers;
- Earning yield on idle holdings through staking;
- Accessing global markets and transacting in regions where traditional banking is limited;
- Keeping crypto in the company’s name, which separates business and personal finances and simplifies accounting;
- Potential tax advantages, depending on your jurisdiction and how the crypto is used (treatment varies widely, so confirm with a qualified adviser).
Bear in mind that crypto is highly volatile and that the tax and regulatory treatment of business holdings differs significantly by country, so it best suits companies that understand the risks.
How a company’s crypto lands on the accounts
How the holding appears in your year-end figures depends on the framework you report under, and the two main ones now point in opposite directions.
Under IFRS, the IFRS Interpretations Committee decided in its June 2019 agenda decision on holdings of cryptocurrencies that a cryptocurrency is neither cash nor a financial asset. It falls under IAS 2 (Inventories) if you hold it for sale in the ordinary course of business, and under IAS 38 (Intangible Assets) in every other case, which covers a company holding bitcoin as treasury. The practical consequence of IAS 38 is asymmetry: impairment losses go through profit or loss, while recoveries in value generally do not.
Under US GAAP the answer moved the other way. FASB ASU 2023-08 requires qualifying crypto assets to be measured at fair value with gains and losses in net income, presented separately from other intangibles, effective for fiscal years beginning after 15 December 2024. Non-fungible tokens and self-issued tokens are outside its scope.
Accounting treatment is not tax treatment, and both vary by country. Confirm the position with your accountant before the crypto goes on the balance sheet rather than at year end.
Which of these can your company actually open?
Before anything else, check that the provider will take a company registered where yours is. This is where most of the shortlist disappears, and it changed a great deal in 2026.
The reason is the EU’s Markets in Crypto-Assets Regulation (MiCA). Its rules for crypto-asset service providers applied from 30 December 2024, with a transitional period that let firms already operating under national law carry on for a while longer. Portugal took the full 18 months, as did Malta, Luxembourg, France, Spain and most other member states, so that period ran to 30 June 2026. It is now over. A platform without a crypto-asset service provider authorisation cannot lawfully serve clients in the EU.
Grouping the providers on that test:
- Authorised in the EU and open to European companies: Kraken (Central Bank of Ireland), Crypto.com and OKX (Malta Financial Services Authority), Bitstamp (Luxembourg’s CSSF), plus Bitpanda and KuCoin from the FAQ below, and Bybit, which is EU-authorised but does not say whether its EU entity takes corporate accounts;
- Open, but not to European companies: Coinbase Business, which takes companies registered in the US and Singapore only, and Gemini, which serves the US and 50 or so other countries;
- No longer serving the EU: Binance, which withdrew its MiCA application in June 2026 and suspended EU services on 1 July, and Gemini, which closed all UK, EEA and Australian accounts on 6 April 2026;
- Not authorised, or still waiting: Uphold, which paused deposits for its EU entity on 1 July 2026, CEX.IO, whose application remains under review, and Bitfinex, which publishes no authorisation.
One caveat about treating a MiCA licence as a quality mark. In July 2025 the European Securities and Markets Authority (ESMA) published a fast-track peer review of Malta’s regulator finding that some material issues were not fully resolved when it granted a crypto-asset service provider authorisation, and called on national regulators to tighten their assessments. Two of the exchanges open to EU companies here are Malta-licensed, Crypto.com and OKX, and Gemini held a Maltese licence before it left the EEA. The licence tells you a firm is supervised and subject to the client-asset rules below. It is not a verdict on the firm.
What a licensed provider owes you, and what self-custody costs
For a company, the choice between leaving coins at an exchange and holding your own keys is a question about internal controls as much as about risk.
If you hold your own keys, nobody can freeze your assets and there is no counterparty to fail. In exchange, your company has to solve key management itself: who holds the keys, what happens when that person leaves, how a transfer is authorised so no single employee can move funds, how backups survive a disaster, and what audit trail your accountant will accept. A lost key is an unrecoverable loss with nobody to claim against. MiCA does not regulate self-custody, so none of the protections below apply.
If you use a licensed provider, MiCA gives you specific rights. Article 70 requires the provider to safeguard your ownership rights, in particular in its own insolvency, and to keep client funds separately identifiable from its own. Article 75 requires it to segregate client holdings from its own, to hold them legally separate from its estate so its creditors have no recourse to them, to be liable for losses from incidents attributable to it up to the market value of the assets lost, and to use only authorised providers for sub-custody. It also has to keep a custody policy and make a summary available to you on request, which is the single most useful piece of due diligence available and costs nothing to ask for.
Comparison
| Exchange | Accepts companies from | Min. deposit | Cryptos | Staking |
| Coinbase | US and Singapore | No minimum published | 200+ | Through Coinbase Prime |
| Binance | Not the EU since July 2026 | Not published by Binance | Not published | Not published |
| Kraken | EEA, UK, US and others | From 1€ | 600+ | Yes, not published for companies |
| Crypto.com | EEA and others | No minimum published | 400+ | Not published for companies |
| OKX | EEA and others | No minimum published | 400+ globally | Not published for companies |
| Gemini | US and 50+ countries, not the EEA | No minimum published | More than 40 | Yes |
| Bitstamp | EEA, UK, US and others | No minimum published | About 165 | Cardano and Ethereum, not for companies |
Business and corporate account terms as published by each exchange, checked in September 2026. Asset counts are each exchange’s own figure where it publishes one. None of these seven offers a crypto card to a business account, except Gemini in the US.
Crypto exchanges that support business accounts
1. Coinbase Business at a glance
Coinbase is well regarded for its security, its regulatory record and a straightforward interface. It is a publicly traded company (NASDAQ: COIN), and it joined the S&P 500 in May 2025.
The eligibility limit comes first, because it decides whether the rest of this section applies to you. Coinbase’s own business page states that Coinbase Business is available in the US and Singapore, and its help centre limits it to C Corporations and LLCs based in those two countries. A Portuguese Lda, an Estonian OÜ or a UK limited company cannot open a Coinbase Business account. Companies elsewhere have to approach Coinbase Prime, which is an institutional product with a sales process rather than a sign-up form.
Coinbase Prime is the institutional platform, covering custody, trading, financing and staking, with multi-user permissions and regulated custody. Opening any business account requires Know Your Business (KYB) verification: incorporation documents, and identification for owners holding 25% or more and for control persons. For Coinbase Business specifically the checklist is US-shaped, asking for an Employer Identification Number (EIN) and a form W-9.
In Europe, Coinbase does hold a full licence: Coinbase Luxembourg S.A. was authorised by the Commission de Surveillance du Secteur Financier (CSSF) as a crypto-asset service provider under MiCA, announced in June 2025, with EEA customers migrated to that entity during 2025. That covers Coinbase’s retail and trading services in the EU. It does not extend the Business product beyond the US and Singapore.
Two things belong in a counterparty assessment. The SEC charged Coinbase in June 2023 with operating as an unregistered exchange, broker and clearing agency, and that case was dismissed with prejudice in February 2025, so Coinbase was never found liable. And in May 2025 an insider breach exposed customer data after a group paid overseas support contractors, followed by a $20 million extortion demand that Coinbase refused. In its filing with the SEC Coinbase estimated the cost at between $180 million and $400 million in remediation and customer reimbursement. Passwords, two-factor codes, private keys and funds were not affected.
Bear in mind that holdings are custodial, meaning the exchange controls the keys, so for long-term storage some businesses move assets to self-custody.
Note: Coinbase serves businesses through more than one product. Coinbase Business is the route for US and Singapore companies. Coinbase Prime targets institutional and high-volume clients with custom pricing. Coinbase Exchange and Coinbase Custody sit alongside Prime for institutions. Coinbase Commerce, the merchant payment product, no longer exists: it was folded into Coinbase Business and its portal closed permanently on 31 March 2026, with merchants outside the US and Singapore told to move to another provider. Apply for the product that matches where your company is registered and how much you trade.
Want to know more about the Coinbase business account? Read the details directly on Coinbase’s business account overview.
2. Binance corporate account at a glance
Binance is consistently the largest exchange by reported spot trading volume, with competitive fees, extensive trading tools and corporate accounts through Binance VIP & Institutional, subject to Know Your Business verification. Its entity verification page generates a document checklist from your company’s country, legal form and shareholding structure rather than publishing a fixed list.
For a company in the European Union, the relevant fact is that Binance is no longer an option. Binance filed for a MiCA licence through Greece’s Hellenic Capital Market Commission in January 2026, then withdrew the application on 24 June 2026 after the regulator signalled a refusal. From 1 July 2026, the day the MiCA transitional period ended, Binance suspended regulated services for EU residents: no new sign-ups, no new orders, no deposits, with withdrawals left open. Binance told affected users their assets remained accessible throughout. As of September 2026 it has no MiCA licence and is pursuing one through France’s financial markets authority, the AMF.
Binance has faced significant regulatory challenges. In November 2023 it paid $4.3 billion to settle US anti-money-laundering charges, one of the largest corporate penalties in US history, and founder Changpeng Zhao stepped down as CEO, succeeded by Richard Teng. Zhao received a full pardon in October 2025, and in December 2025 co-founder Yi He was named co-CEO alongside Teng.
Binance had already exited several European markets before this, including the Netherlands, Germany and Austria.
On cards, the picture is regional. Binance operates a card in some markets, but the European Economic Area programme closed in December 2023, and the card was also withdrawn from Latin America and the Middle East. It is not available in Portugal or anywhere else in the EEA.
Binance publishes neither a minimum deposit for corporate accounts nor a headline count of listed cryptocurrencies, and its consolidated licence page is no longer online.
3. Kraken business account at a glance
#ad This article includes our Kraken affiliate link. We earn a commission if you sign up with it. Availability varies by location.
Kraken, founded in 2011 and one of the longest-running exchanges, is well regarded for its security, its low trading fees and its breadth: its own pricing page lists more than 600 tradable assets alongside four fiat currencies.
Kraken holds two crypto-asset service provider authorisations from the Central Bank of Ireland under MiCA, announced in June 2025, which passport across the 30 EEA states, plus an Irish e-money licence for the fiat side. Unlike Coinbase and Binance, the two larger names above it, it takes European companies.
Kraken’s business accounts are built for companies and institutional clients, with multi-user access, API integrations, Pro-level trading limits and an over-the-counter desk for large orders. The eligible structures are the widest here: corporations, limited liability companies, sole proprietorships, sole traders in the UK, partnerships, trusts, Australian self-managed super funds and mutual fund schemes.
It also publishes the most detailed document checklist here, rather than generating one after you apply. Kraken asks for the corporate formation documents, the share registry, an organisational chart where the company is owned by another entity, proof of the business operating address showing the company name, an anti-money-laundering questionnaire, and identification plus proof of address for every beneficial owner, every manager with significant control and every person who will access the account. It states standard processing of about five business days. For a Portuguese Lda that maps to the certidão permanente, the shareholder list and the sede address proof. For an Estonian OÜ, it is the äriregister extract.
On staking, Kraken paid $30 million and closed its US staking service in a February 2023 settlement with the Securities and Exchange Commission (SEC). That settlement stands. A separate SEC case filed in November 2023, alleging Kraken operated as an unregistered exchange, was dismissed with prejudice in March 2025, with the SEC saying the decision reflected its changing regulatory approach rather than any view on the merits. Kraken relaunched US staking in January 2025. It does not publish which jurisdictions are eligible for staking, or whether business accounts can use it.
Kraken does offer a card, the Krak card, in the UK and the EEA and, since August 2026, the US. Kraken’s own FAQ frames eligibility around verified individual users and says nothing about business accounts, so treat it as a personal product.
Want to know more about the Kraken business account? Read the details directly on Kraken’s business account page.
Staking and rewards rates are variable, are not guaranteed and may change at any time. Staking and rewards are not available in all states. Staking involves risks, including the loss of value of staked assets, and bonded assets cannot be withdrawn during the unbonding period. Kraken is not a bank; rewards are not interest and are not FDIC insured.
4. Crypto.com institutional account at a glance
Crypto.com provides institutional accounts with access to more than 400 cryptocurrencies. Its help centre is explicit that only companies are eligible for an institutional account, with onboarding and identity checks separate from the consumer app.
Crypto.com is well-suited for businesses looking to integrate cryptocurrencies into their payment systems, offering tools such as Crypto.com Pay for merchant settlements, custody services, and competitive trading fees. It also provides access to DeFi through its self-custody Onchain wallet.
European companies are served through Foris DAX MT Limited, authorised by the Malta Financial Services Authority as a crypto-asset service provider under MiCA since January 2025, passported across the EEA from February 2025.
Two caveats worth knowing. The Crypto.com card, both the prepaid Visa in the EEA and the Visa Signature credit card in the US, is a consumer product tied to the Crypto.com App. The Businesses menu on Crypto.com’s own site contains only Custody and Pay for Merchant. And Crypto.com states plainly on its Portuguese page that Earn and staking are not regulated under MiCA, so those sit outside the protections the licence provides. Whether staking is open to institutional accounts is not published either way.
For more detail, see Crypto.com’s institutional platform page.
5. OKX institutional account at a glance
OKX suits businesses that want a wide range of assets and advanced trading tools. Institutional onboarding runs through KYB verification and asks for the company registration certificate, memorandum and articles, shareholder and director registers, a beneficial ownership chart signed and dated within the past 12 months, proof of the business address and a signed board resolution.
OKX was among the first major exchanges to secure a MiCA licence in the EU, granted to OKX Europe Limited by the Malta Financial Services Authority on 27 January 2025, with passporting across the 30 EEA member states, the 27 EU countries plus Iceland, Liechtenstein and Norway.
The regulatory record on the other side of that is substantial. In February 2025, Aux Cayes Fintech Co. Ltd, trading as OKX, pleaded guilty in the United States to operating an unlicensed money transmitting business, agreeing to pay more than $504 million in forfeiture and fines and to retain an external compliance consultant through February 2027. In April 2025 Malta’s Financial Intelligence Analysis Unit fined the local entity, OKCoin Europe Ltd, 1.1 million euros over anti-money-laundering failings dating to 2023.
It supports a broad range of cryptocurrencies, including assets available for futures and margin trading, and offers business accounts with over-the-counter execution, API access and custody. Note that the headline asset count is the global platform: the EEA entity offers a smaller selection, and OKX does not publish an EEA-specific figure.
OKX launched a card in January 2026, a Mastercard for spending stablecoin balances across the EU plus Norway. It requires a verified personal account, and there is no business version.
For detailed information, see OKX’s company verification page.
6. Gemini business account at a glance
Gemini is a security-focused, US-based exchange with a long-standing emphasis on compliance and custody, which has made it popular with institutional clients. Gemini Trust Company is a fiduciary and qualified custodian under New York Banking Law, and its institutional offering covers spot and derivatives trading, custody, staking and APIs. Gemini Space Station listed on Nasdaq under the ticker GEMI in September 2025.
Availability is the first thing to check. Gemini’s own legal page states that from 6 April 2026 it ceased operations in the UK and Europe, and its closure notice confirms the markets as the United Kingdom, the European Economic Area and Australia, with deposits cut off in early March 2026 and accounts moved to withdrawal-only before closing. A company registered in Portugal, the UK or Australia can no longer open or hold a Gemini account. Gemini remains available in the US and, by its own count, more than 50 countries including Singapore, Brazil, Mexico and South Africa. It had obtained a Malta MiCA licence in August 2025, eight months before leaving the EEA.
On cards, Gemini is the exception on this list: it does offer a business credit card, a Mastercard Business World Elite issued by WebBank paying 1.5% back in crypto. It is US only, and available to sole proprietors and single-member LLCs, with every other entity type on a waitlist.
Gemini Earn, the lending product caught in the Genesis collapse, is closed. Gemini says users received 100% of their assets back in kind through distributions completed in June 2024. Staking is a separate, live product covering Ether, Solana and Monad, and it is offered to institutional clients.
For detailed information, see Gemini’s institutional account sign-up page.
7. Bitstamp corporate account at a glance
Bitstamp is one of the longest-standing crypto exchanges, founded in 2011, with a strong focus on compliance and security. Robinhood completed its acquisition on 2 June 2025, at an announced deal value of around $200 million, and the exchange now trades as “Bitstamp by Robinhood” while continuing to run as a distinct platform with its own entities, licences, fee schedule and API.
Bitstamp itemises about 50 licences and registrations on its about page, most of them US state money transmitter licences, alongside a Luxembourg payment institution licence, a Singapore major payment service licence, a UK registration and a British Virgin Islands VASP registration. The one that matters for a European company is the MiCA authorisation: Bitstamp Europe S.A. was licensed by Luxembourg’s CSSF in May 2025, the first MiCA-licensed exchange in Luxembourg, covering the trading platform, order execution and custody across the EEA.
Corporate accounts support multiple users with individual logins and role-based permissions, which is the practical advantage over most of this list. Bitstamp requires transfers to come from a bank account in the company’s legal name, and withdrawals to go to a dedicated business bank account. Staking is limited to Cardano and Ethereum, and the commission on the reward pool is high, 25% for Cardano and 15% for Ethereum. Bitstamp does not state whether corporate accounts can stake.
Bitstamp does not offer a crypto card. The card references on its site are about funding an account with a debit or credit card.
For detailed information, see Bitstamp’s corporate account verification page.
Traditional brokers that offer crypto and support business accounts
1. Interactive Brokers at a glance
IBKR is a global online broker known for its wide range of financial products, including stocks, ETFs, options, futures, and now cryptocurrencies.
The platform is highly respected for its robust security, low fees, and comprehensive trading tools, making it a strong choice for businesses looking to manage both traditional and digital assets from a single account.
On the crypto side, IBKR lists 20 assets in the US and 17 in the European Economic Area, including Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Solana, Cardano, Ripple, Dogecoin, Avalanche, Chainlink, Sui, Aptos, NEAR, Aave, Uniswap and Lido DAO. Commissions run from 0.18% of trade value down to 0.12% above $1 million of monthly volume, with no added spreads or custody fees, but there is a $1.75 minimum per order, capped at 1% of trade value. US clients with a Paxos account also pay a $0.15 monthly fee that IBKR passes through.
One important caveat on eligibility. IBKR’s Paxos landing page states that digital asset trading with Paxos is limited to US residents with individual or joint accounts, and IBKR says elsewhere that it does not disclose eligibility requirements for any product. The EEA launch of 31 March 2026, through Interactive Brokers Ireland with custody by Zero Hash Europe B.V., authorised by the Dutch Authority for Financial Markets, was announced for eligible individual investors. So while IBKR opens business accounts freely, it does not publish that a company account can trade spot crypto, and the one route it does describe excludes entities. Confirm with IBKR before assuming your company can hold coins there. Crypto exchange traded products and futures are a separate matter and are not subject to that restriction.
If you would like to learn more about Interactive Brokers, check out our review, where we cover everything you need to know about one of the best global brokers.
2. eToro at a glance
55% of retail CFD accounts lose money.
eToro offers a unique blend of social trading features and a wide variety of financial products, including cryptocurrencies.
The platform is user-friendly and regulated in multiple jurisdictions (CySEC in Europe, the FCA in the UK, and ASIC in Australia), and it provides a dedicated Corporate account for businesses and legal entities that want to trade with company capital. When you buy crypto on eToro you own the underlying asset rather than a derivative, and coins can be held on the platform, moved to the eToro Money crypto wallet, or sent on to external wallets.
On the crypto offering itself, eToro lists over 100 cryptoassets, though the exact range depends on your country of residence. Trading costs are simple but not the cheapest: a 1% fee applies to both the buy and the sell side, shown as a separate line since July 2025 rather than absorbed into the spread, and a market spread can apply on top. That 1% falls with a combination of eToro Club level and monthly volume, reaching 0.10% only for Platinum, Platinum+ and Diamond members trading over $10 million a month. Moving crypto to the eToro Money wallet carries a 2% transfer fee, minimum $1 and maximum $100, plus network fees. eToro does not publish whether corporate accounts can use that wallet, and it requires an eToro Money account, so check before assuming your company can move coins out. Cash withdrawals cost $5 on USD accounts and are free on GBP, EUR and DKK accounts, with a $30 minimum withdrawal.
eToro still offers staking, on assets including Cardano, Solana, Ethereum, NEAR, Polygon, Tron, Polkadot, Sui and Cosmos. In the EU it requires an active opt-in because of MiCA, and it is not available in Germany or the United States. eToro (Europe) Ltd received its MiCA permit from CySEC, announced in February 2025.
One caveat for companies: eToro’s product range leans towards retail trading, including contracts for difference, so it suits businesses that want straightforward market exposure and real crypto holdings more than those looking to actively manage treasury. eToro does not publish a minimum deposit for corporate accounts, so ask before you apply.
If you want to learn more about eToro, check out our review where we cover everything you need to know!
3. Revolut Business at a glance
Investing involves risk of loss.
Revolut stands out because crypto is built directly into the Revolut Business account, so a company can buy, hold, and sell digital assets in the same app as its multi-currency balances, with any holdings treated as business assets. New business customers currently get a welcome bonus of £200 in the UK, $200 in the US or €200 in most of Europe.
The entity structure is worth getting right, because the bank and the crypto provider are not the same company. Banking for EU and EEA companies runs through Revolut Bank UAB, authorised by the European Central Bank and supervised by the Bank of Lithuania. Crypto runs through Revolut Digital Assets Europe Ltd, a Cyprus company licensed by CySEC as a crypto-asset service provider under MiCA since 2025. For UK companies, crypto sits with Revolut Ltd, registered with the FCA for anti-money-laundering purposes only, which means it is not covered by the Financial Services Compensation Scheme. Revolut Bank UK Ltd, separately, launched as a UK bank in March 2026 after the Prudential Regulation Authority lifted the restrictions of its mobilisation period.
Revolut Business supports more than 200 tokens, though the range varies by region. Crypto fees depend on your Business plan rather than a single rate: Revolut’s published fee schedule gives 1.49% on the Basic plan and 0.99% on the paid plans, with spreads on top.
Revolut Business can send and receive crypto to and from external wallets, with address whitelisting, but only on eligible plans and in supported locations, and Revolut’s own business guide currently frames this around the UK. It publishes no country list, so confirm for your own market. Deposits carry no Revolut fee beyond network minimums, and withdrawals pass through the network fee and add a Revolut service fee.
The real limitation is that the crypto is custodial: Revolut or an appointed sub-custodian holds the assets, you do not control the private keys, and crypto held with Revolut is not covered by investor compensation schemes. That makes it convenient for exposure alongside company cash, but it is not the tool for on-chain treasury operations or advanced trading.
If you want to learn more about Revolut, check out our review where we cover everything you need to know!
Crypto exchanges that do not support business accounts
While many exchanges offer corporate and business accounts, some well-known platforms do not:
- Robinhood: no business, LLC or corporate accounts, since the platform is built for individual retail investors. Following its June 2025 acquisition of Bitstamp, a company that wants institutional crypto access from a Robinhood-affiliated platform uses Bitstamp’s corporate account instead;
- Coinmama: a consumer platform for buying and selling cryptocurrencies, with no business or corporate accounts;
- CEX.IO: publishes no corporate account product, and its EU entity told the Spanish regulator CNMV that its MiCA application remains under review, so it is not currently an authorised provider in the EU.
Bottom line
The shortlist depends less on features than on where your company is registered, so start there.
For a company in the European Economic Area, the list is Kraken, Crypto.com, OKX and Bitstamp among the exchanges, all four authorised under MiCA, plus Revolut Business for crypto held alongside company cash. Kraken publishes the widest entity list and the clearest document checklist. Bitstamp is the pick if several people need their own logins and permissions. Crypto.com is the one to look at if you want to accept crypto payments rather than just hold coins. OKX has the tools and the licence, and also the heaviest enforcement record among the options open to EU companies, which is a due diligence question rather than a disqualification.
For a company in the United States, Coinbase Business is the simplest to apply for, with Gemini the alternative if custody and a business credit card matter more than breadth.
Ruled out for most readers: Binance, which has no EU licence and suspended EU services in July 2026, and Gemini for any company in the UK, the EEA or Australia.
Whatever you choose, check three things before funding: that the provider is authorised in your jurisdiction, that its custody terms segregate client assets from its own estate, and that your accountant has agreed how the holding will be measured. The first two are in the provider’s own documents, and you are entitled to ask for the custody policy.
If you have questions, feel free to reach out to us.
FAQs
Can my company hold crypto in its own wallet instead of on an exchange?
Yes, and many do, but it moves the problem rather than removing it: your company takes on key management, authorisation controls and disaster recovery, and MiCA’s client-asset protections do not apply to your own wallet. The trade-offs are set out in the section on what a licensed provider owes you.
How is crypto treated in a company’s accounts?
Under IFRS it is generally an intangible asset, not cash and not a financial asset, with the impairment asymmetry that follows. Under US GAAP it is now measured at fair value through profit or loss. Tax treatment is a separate question and varies by country. The section on how crypto lands on the accounts has the detail and the standards.
Can a company still use Binance in the European Union?
No. Binance withdrew its MiCA application in June 2026 and suspended regulated services for EU residents from 1 July 2026, leaving withdrawals open. It is pursuing authorisation through France. Until that is granted, an EU company needs a provider that already holds a crypto-asset service provider licence.
Does Bybit offer a business account?
Yes. Bybit runs Know Your Business verification for corporate users, asking for corporate documents and identification of the ultimate beneficial owners, and typically takes two to three business days. An account holds either individual or corporate verification, not both, and some products are closed to corporate users. Bybit EU GmbH was authorised by Austria’s FMA under MiCA in May 2025, so the EU route exists, though Bybit does not state whether the EU entity specifically accepts corporate accounts. Note that restrictions can follow the nationality of a beneficial owner, not only the company’s country.
Does CEX.IO offer a business account?
Not that CEX.IO publishes. Its fee and verification pages describe individual verification levels only, and it publishes no corporate account product. Separately, its EU entity states that its MiCA application is still under review with Spain’s securities regulator, the CNMV, so it is not currently an authorised provider for EU clients.
Does Uphold offer business accounts?
Yes, with multi-currency wallets, 67 currencies and metals and an open API. There is an important restriction for European companies: Uphold’s help centre states that from 1 July 2026 all crypto and fiat deposits are paused for customers of its EU entity, pending its MiCA application. Customers can still hold, withdraw and transfer out, but cannot fund the account. Uphold scopes the pause to the entity rather than to the account type.
Does Bitfinex offer business accounts?
Yes. Bitfinex documents a corporate verification path asking for the certificate of incorporation, articles of association, director and shareholder lists and a certificate of good standing from the last 12 months, plus two photo IDs, proof of address under 90 days and a selfie for each corporate member. Verification can take up to a week, and full verification is needed for fiat deposits and withdrawals. Bitfinex publishes no MiCA authorisation, so do not assume it can serve an EU company.
Does Bitpanda offer business accounts?
Yes, and it was the first major crypto company to secure a MiCA licence, issued by Germany’s BaFin in January 2025. Bitpanda Business covers SMEs, large corporates, foundations, family offices and asset managers, with more than 680 assets and no account management fee. Two restrictions to note: equities and ETFs are not available to business accounts, and bank transfers must come from an account in the same business name. The applicant must hold genuine power of representation, since a power of attorney is not enough, and processing takes two to four weeks.
Does KuCoin offer business accounts?
Yes. KuCoin runs institutional verification requiring the registration certificate, tax identification number, director details, the shareholder register, beneficial ownership traced to at least the third tier and identification for shareholders above 25%. KuCoin EU Exchange GmbH was authorised by Austria’s FMA under MiCA in November 2025, covering 29 of the 30 EEA countries, all but Malta. Note the US position: KuCoin pleaded guilty to US charges in January 2025 and agreed to exit the US market, and on 30 March 2026 a federal court entered a consent order obtained by the Commodity Futures Trading Commission (CFTC) against its operator, Peken Global Limited, with a $500,000 penalty and a permanent injunction against letting US participants onto the exchange.





