Ally Invest is a major online brokerage platform offering self-directed investing tools and long-term portfolio solutions.
However, Ally Invest does not currently offer a standalone referral bonus for brokerage accounts.
In this updated 2026 guide, we explain how the Ally Bank Referral Program works, how eligible Ally Invest users can still earn a $100 welcome bonus, and what other promotions Ally offers. We also compare alternative brokers with active referral bonuses.
Ally Bank Referral Program (relevant for Ally Invest users)
What is the Ally Invest Referral Program?
There is no standalone Ally Invest referral program in 2026.
Instead, Ally operates a Customer Referral Program through Ally Bank, which allows new eligible customers – including some Ally Invest users – to earn a $100 welcome bonus by opening a qualifying Ally Bank account.
Key Highlights
- Welcome Bonus: $100
- Eligible products: Ally Bank Savings Account; Ally Bank Spending Account
- Program valid until: December 31, 2026
- Eligibility: U.S. residents
- Must not have had any Ally Bank deposit account since January 1, 2024. Ally Invest or Ally Auto customers may still qualify
For New Customers: How to Earn Your $100 Welcome Bonus
You can choose one of the following eligible accounts to open. Note that you’re only eligible for one welcome bonus, even if you open multiple accounts.
| Eligible Account | Requirements | Open Account |
| Ally Bank Savings Account | – Enroll using a referral link by 31/12/2026. – Open within 30 days of enrollment. – Set up and start a monthly automated recurring transfer of any amount within 30 days of account opening. – Complete 3 consecutive monthly transfers. – Keep the account open and in good standing. – Automated recurring transfer must be set up inside Ally OR set up a Qualifying Direct Deposit (QDD) |
Referral link |
| Ally Bank Spending Account | – Enroll using a referral link by 31/12/2026. – Open and fund with any amount within 30 days. – Set up and receive a Qualifying Direct Deposit within 60 days. – Keep the account open and in good standing. |
Referral link |
- Get a Referral Link: Example Referral Link: Enroll Here
- Open an Eligible Account: Choose one eligible account and open it within 30 days of enrollment.
- Meet the Account-Specific Requirements: Follow the requirements listed in the table above for your chosen account.
- Receive Your Bonus: The $100 Welcome Bonus will be deposited into your account within 30 days after meeting all requirements.
Important Documents
For Existing Customers: Earn Up to $250 in Referral Rewards
Earn $50 for each friend who:
- Enrolls using your personal referral link.
- Opens an eligible account.
- Meets the account-specific requirements.
Maximum Reward: Up to 5 referrals totaling $250.
Steps to Refer Friends
- Access Your Personal Referral Link: Log in to your Ally account and get your unique link.
- Share Your Link: Share your link via email, text, or social media.
- Track Your Referrals: You can refer as many friends as you like, but you’ll earn rewards for up to five successful referrals.
- Receive Your Referral Rewards: $50 will be deposited into your Ally account within 30 days after each friend’s account is funded and requirements are met.
Important Documents
Other Ally Invest Promotions
1. Ally Invest Transfer Fee Reimbursement
- Offer: Up to $75 reimbursement for transfer fees when transferring assets from another brokerage.
- Eligibility: Open a new Self-Directed Trading Account and complete an ACAT transfer of $2,500 or more within 30 days.
- How to Claim: Submit a reimbursement request through your account portal.
- Learn More: Ally Invest Transfer Fee Reimbursement
2. Ally Bank 14-Month Select CD Account
- Offer: Promotional APY on a 14-month Certificate of Deposit (CD).
- Rates: New Customers: 5.00% APY; Existing Customers: 5.05% APY.
- Details: No minimum balance required. Early withdrawal penalty applies.
- Learn More: Ally Bank CD Rates.
Other Brokerage Referral Promotions
| Referral link | Referral promotion |
| Interactive Brokers | Up to USD 1,000 of free IBKR Stock |
| M1 Finance | USD 75 to USD 500 Cash Bonus |
| Moomoo | Up to 60 free stocks |
| Robinhood | 1 free stock worth up to USD 200 |
| Webull | Cash bonus up to $30,000 |
Looking for more signup promotions? Check our bonus page, where we share the latest signup bonus available in each country.
Bottom line
While there is no direct Ally Invest referral bonus in 2026, the Ally Bank Referral Program still offers a solid $100 welcome bonus, and remains available to many Ally Invest users who don’t have an Ally Bank deposit account.
If you’re considering opening an Ally Bank Savings or Spending Account alongside your Ally Invest brokerage, this referral program can still provide real value — as long as you carefully follow the eligibility rules.
