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Sarwa promo code “RLLAA29D”: Up to AED 3,000 referral code bonus

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Pedro Braz
Co-Founder, Forbes 30 under 30
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Franklin Silva
Co-Founder & Fintech Analyst
Fact checked by: Franklin SilvaUpdated on Oct 7, 2026

Sarwa promo code: use RLLAA29D when you open your account and get a bonus worth up to AED 3,000 (fund at least USD 500 within 90 days, not available to US persons).

Up to AED 3,000 (~$815) Referral Code Bonus
Promo Code
RLLAA29D
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Sarwa is a UAE-based investment platform that offers hands-off investing (Sarwa Invest), US stock and ETF trading (Sarwa Trade), crypto and high-yield savings (Sarwa Save). Sarwa Digital Wealth (Capital) Limited is regulated by the Financial Services Regulatory Authority (FSRA) in the Abu Dhabi Global Market (ADGM).

Through its referral program, Sarwa gives new clients a bonus of up to AED 3,000 (about $815), and the friend who referred them gets a bonus too.

Just open a Sarwa account with the Sarwa promo code RLLAA29D and you’ll get a bonus of up to AED 3,000 when you fund at least USD 500 within 90 days.

Sarwa AED 3,000 bonus promo code program terms

🏆 Promo Code RLLAA29D
💰 Sarwa Bonus From AED 100 to AED 3,000
🤝🏿 Condition Fund at least USD 500 within 90 days of signing up (deposits across Invest, Trade and Save count)
🌐 Available in Most countries, excluding US persons and a list of restricted countries

Sarwa bonus tiers

💵 Funded amount 🎁 Bonus
$500 to $2,999 AED 100
$3,000 to $9,999 AED 300
$10,000 to $49,999 AED 1,000
$50,000 or more AED 3,000

Source: Sarwa referral program, checked in October 2026.

What is the Sarwa bonus program?

The Sarwa referral program rewards both new clients and the existing clients who invite them, with a bonus of AED 100 to AED 3,000 depending on how much the new client funds.

You get a bonus of up to AED 3,000 once you fund at least USD 500, and once your account is open you can earn more bonuses for every friend you invite with your own link.

Sarwa bonus tiers

Video summary

Where are the conditions of the Sarwa program?

The Sarwa bonus program offers referral bonuses to existing Sarwa clients who refer friends to open an account with Sarwa. To participate in the program, the following conditions apply:

  1. Existing Sarwa clients can find their referral code or link in their Sarwa account and share it with friends, who apply it during sign-up.
  2. The friend must fund at least USD 500 within 90 days of applying the referral code, in one transfer or several. Deposits across Sarwa Invest, Trade and Save all count.
  3. Referral bonuses are usually paid to both accounts within 30 days of the requirements being met, after Sarwa verifies them.
  4. The bonus must stay in the account for 12 months. If your balance falls below the minimum retention balance (your qualifying deposit plus the bonus) during that time, the bonus can be deducted.
  5. The program only applies to individual accounts, not joint accounts.
  6. Referral codes must be used during sign-up and cannot be added afterwards.

Want to know more details about the Sarwa bonus program? Just read the full terms and conditions.

Where is the Sarwa bonus program available?

The referral program is open to anyone who can open a Sarwa account. According to Sarwa, you must be at least 18 and not a US citizen, US resident or US tax resident. Sarwa doesn’t accept residents of a list of restricted countries, including Afghanistan, Belarus, Croatia, Cuba, Cyprus, Iraq, Libya, Nigeria, Palestine, Russia, Syria, Ukraine, Venezuela and Vietnam, among others. You also can’t open an account with a single passport from Iran, North Korea, Myanmar or Yemen. Sarwa Trade and Sarwa Crypto may have extra restrictions depending on where you live.

Bottom line

The Sarwa referral bonus is simple to claim: there is no trading volume to reach, only a deposit of at least USD 500 within 90 days. The larger your deposit, the larger the bonus, up to AED 3,000. Just remember that the bonus must stay in your account for 12 months, and that investing involves risk, so you may get back less than you put in.

Sarwa also runs short campaigns from time to time. In August 2026, for example, its Payday Deposit Bonus paid about 1% on new deposits from $10,000, and in late 2025 it offered a 3% match on portfolios transferred from other brokers. These campaigns have their own terms and deadlines, so check the app for what is live when you sign up.

FAQs

How good is Sarwa as a brokerage?

If you want to know more about Sarwa, check this Sarwa review.

Where is Sarwa available?

Sarwa is available in most countries, but not to US persons or residents of a list of restricted countries, such as Cyprus, Russia and Nigeria.

Can I benefit from multiple Sarwa bonus offers?

Yes. As an existing client, you earn a bonus for every friend who signs up with your link and meets the conditions. Sarwa’s terms don’t mention a cap.

How long must I keep the Sarwa bonus?

12 months. If your balance drops below your qualifying deposit plus the bonus during that time, Sarwa can deduct the bonus.

Can I add the Sarwa referral code after signing up?

No. The referral code must be applied during sign-up and cannot be added afterwards.

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About the author
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Pedro Braz
Co-Founder, Forbes 30 under 30

Pedro is passionate about finance, marketing, and technology. He is the co-founder of Investingintheweb.com and his work has earned him a spot on the Forbes 30 Under 30 Europe Finance list.

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