Capital.com group is an award-winning broker with a base of +750,000 traders and operating in over 50 countries.
It also may be overwhelming for beginners to get used to, but many learning materials help you get up to speed quickly.
Want to know more about Capital.com? Keep reading.
Overview
Founded in 2016, Capital.com is a fintech group of companies committed to building the world’s best trading experience. They utilise AI for insight, analysis, and integrations with TradingView to offer a unique trading platform. Capital.com group has offices in the UK, Cyprus, Gibraltar, Australia and the UAE.
With a strong presence in Europe, the group entities are authorised and regulated by the Financial Conduct Authority (FCA), Securities and Commodities Authority (SCA) and the Cyprus Securities and Exchange Commission (CySEC). They are also regulated in Australia by the Australian Securities and Investments Commission (ASIC). Besides that, they are also regulated by the Securities Commission of the Bahamas (SCB), and in January 2026 the group added a licence from the Capital Markets Authority (CMA) in Kenya.
Clients of Capital.com will primarily have access to CFDs on shares, indices, cryptos – not available for retail clients in the UK -, commodities, and Forex. Depending on your country of origin, you may also have access to ETFs and spread betting. See the ‘Products and Markets’ section for further details.
Highlights
| 🗺️ Supported Countries | Worldwide – Exceptions include the United States and Canada, among others. |
| 💰 Commissions on trades | None, pricing is spread-based |
| 💰 Cryptos and CFDs fees | Low |
| 💰 Currency Conversion fee | Around 0.70% in the regions where it applies |
| 💰 Inactivity fee | None |
| 💰 Withdrawal fee | €/$/£0 |
| 💵 Minimum Deposit | €/$/£20 (by card) |
| 📍 Products offered | CFDs and Knock out options |
| 🎮 Demo Account | Yes |
| 📜 Regulatory entities | FCA, CySEC, ASIC, SCB, SCA and CMA |
Pros and cons
Pros
- Capital Com (UK) Limited (“CCUK”) offers Spread betting to its clients
- Simple account opening process
- Demo Account
- Minimum deposit of €/£20 (by credit card)
- Extended trading hours
- Lots of educational content
- Strong customer support
Cons
- The product offering is still limited to CFDs in most countries (missing bonds and other real assets)
- To trade ETFs, users have to contact customer support to open a separate account for that purpose
- It may be overwhelming for beginners
- Not available in the United States, Canada, Belgium, Spain, and other countries
Account opening
You can open a Capital.com account in minutes once you supply your e-mail address. This will allow you to immediately try out their demo trading platform to test out its functionality. To start trading, you will need to verify your identity and answer a questionnaire. This may take Capital.com up to 48 hours to verify these documents.
The minimum deposit amount is €20/$20/£20, except for a wire transfer with a minimum deposit of €50.
There are multiple deposit methods available to clients, including Bank Wire Transfer, Credit/Debit Card, Apple Pay, and Paypal (UK users cannot use Paypal). Bank card payments will appear on your account immediately. Deposits made via e-wallets (depends on the jurisdiction) are typically received within 48 hours. For a wire transfer, it usually takes up to 5 business days.
Retail account holders in the UK, the EU and Australia have access to leverage up to 30:1, depending on the instrument traded. Higher retail leverage is available through the group’s Bahamas and UAE entities, where local rules allow it, so the cap that applies to you depends on which entity holds your account.
If you decide to open a professional account (this is met with specific criteria and it is only available in certain jurisdictions), there are added risks, such as no investor compensation schemes, and you can lose more than you deposit.
Trading platform
Capital.com is available via mobile app, web trader, and third-party platforms including MetaTrader and TradingView.
The mobile app’s user experience is excellent and straightforward to use when you are on the move. Price alerts can be set on any stocks you are invested in or just interested in with a click of a button. You also can opt to have push notifications on your mobile for significant market movements, portfolio-related news, and other important events.
The web trader may be more overwhelming for beginners, but Capital.com has simplified the language and terminology with beginners in mind.
The Discover section is well-designed and gives the user a concise but helpful snapshot of the market. At a glance, you can see which financial assets are most traded and volatile, the biggest risers and fallers, and read the latest news. One downside of the web trader is that you cannot set price alerts.
The web trading platform has a lot of functionality compared to other brokers, with a wide range of technical indicators available for advanced charting, and it also integrates with TradingView.
Capital.com also supports MetaTrader, which may be more suited to advanced traders. MT4 is available broadly, while MT5 access depends on your jurisdiction and is not offered everywhere. The additional benefit is that MetaTrader allows you to highly customise your individual trading preferences and automate trading using algorithms, through Expert Advisors written in MQL4 or MQL5. One limitation worth knowing: the instrument range available through MetaTrader is considerably narrower than on Capital.com’s own platform, so check that the markets you want are covered before committing to it as your main interface.
Investing requires emotional intelligence as well as technical knowledge. Now and then, we all need a little help to know when we are making investment decisions based on emotional biases. Capital.com has integrated a unique AI technology feature into the platform to analyse your trading behaviour to help you make more informed trading decisions. This may be a valuable tool for new investors to understand better the emotional aspect of investing.
Capital.com’s news feeds are very useful, allowing you to find all the relevant news stories for your research stocks. There are lots of bite-sized stories to help you see what is happening in the markets.
Another great feature of the trading platform is that you can trade outside market hours. Extended trading hours allow you to trade between 04:10 – 20:00 EST making this a suitable app for clients in many different time zones.
In terms of order types, you can execute market orders, limit orders, stop orders, trailing stop losses, take profit levels and guaranteed stop-loss orders on Capital.com. The main order type still missing from the proprietary platform is OCO (One Cancels the Other), though it is available through MetaTrader.
Products and markets
Capital.com offers limited products, and what you can trade will depend on where you are in the world. Some standard products, such as options and bonds, are not available on Capital.com, and in most jurisdictions the offering is CFDs rather than real share dealing.
See below a breakdown of product offerings in each geographical area:
| Products | Countries accepted |
| CFDs on shares, indices, crypto, Forex, and commodities | Available in all countries where Capital.com operates *Crypto derivatives are not available for UK retail clients |
| ETFs (availability varies by region) | Selected markets only, check your local entity |
| Spread betting | UK and Ireland |
Concerning spread betting, it is only currently available for UK and Irish clients. Spread betting is a way of speculating on the upward or downward movement of the market. The key benefit being is that the profits are completely tax-free (tax treatment depends on individual circumstances and can change or may differ in a jurisdiction other than the UK).
Capital.com offers a wide range of CFDs to its clients, including CFDs on stocks, indices, commodities, Forex, and crypto (the latest of which is not available for UK retail clients), plus Knock out options.
| CFDs | Further detail on each category |
| Stocks | Over 3,300 different stocks |
| Indices | 20+ Indices, including the FTSE 100, S&P 500, and Euro Stoxx 50 indices |
| Commodities | 20+ Commodities, including Brent Crude Oil, Gold and Silver, Natural Gas |
| Crypto* | Popular Cryptocurrencies such as Bitcoin, Ethereum, Doge, Cardano and many more (180+) |
| Forex | 120+ currency pairs |
*Note for UK clients: the FCA banned crypto derivatives as of January 2021, therefore these are not available for UK retail clients.
Fees
Capital.com charges no commission on trades, and deposits and withdrawals are free. There is no inactivity fee.
Capital.com makes most of its money in two ways: spreads and overnight fees. The spread is the difference in the price you can buy and sell products on the trading platform.
The overnight fees are charged when trading with leverage which will be approximately 2-3% above the overnight rate charged by the central bank. This fee is only charged on the leverage provided.
Two further costs are worth knowing about. A currency conversion fee of around 0.70% applies in some regions when you trade an instrument denominated in a currency other than your account’s base currency, and you can reduce it by holding the relevant currency. A guaranteed stop-loss premium is charged only if a guaranteed stop-loss order is actually triggered, and the amount is shown on the deal ticket before you place the order.
Here’s an example of how to calculate the overnight premium on a long CFD position.
Finally, you can see the individual spread and overnight fees for a specific instruments:
Regulation
Capital.com has several regulatory measures in place to protect clients. These include:
- Regulated Broker: Capital.com group is composed of several entities, namely:
- Capital Com (UK) Limited: supervised by the Financial Conduct Authority (FCA) in the UK;
- Capital Com MENA Securities Trading LLC: supervised by the Securities and Commodities Authority (SCA);
- Capital Com SV Investments Limited: supervised by the Cyprus Security and Exchange Commission (CySEC);
- Capital Com Australia Limited (ABN 47 625 601 489): supervised by the Australian Securities and Investments Commission (ASIC);
- Capital Com Online Investments Ltd: supervised by the Securities Commission of the Bahamas (SCB);
- A Kenyan entity licensed by the Capital Markets Authority (CMA) since January 2026.
- Investor Protection Schemes: which compensates your investments (assets) up to a certain amount if Capital.com goes bankrupt:
- £85K for clients covered by UK regulation (under FCA) – only for retail investors (ICF and FSCS);
- €20k for clients in the EEA and some other selected countries (under CySEC).
Note that formal investor compensation applies under the FCA and CySEC entities. Clients of the other group entities are covered by those jurisdictions’ own arrangements, which differ.
- Negative Balance Protection: this protection ensures you can’t lose more than you deposit to your account (only applicable to retail investors).
- Segregated funds: Capital.com keeps its clients’ money in segregated bank accounts to avoid any exposure to unexpected financial difficulties arising in the company.
- Two-factor Authentication
- Data protection: Capital.com places a strong emphasis on protecting your data and information.
Supported countries
Capital.com accepts clients from a large number of countries worldwide. Some notable exceptions include the United States and Canada. Because the group operates through several entities, the exact list of accepted countries depends on which entity would hold your account, so check before applying.
Customer support
Having strong customer support is very important for any broker. Capital.com has partnered with customer support experts Zendesk who offer multiple different resources and options for clients to troubleshoot issues, log tickets, and speak directly to representatives.
You can contact customer support through multiple different channels. Capital.com has a 24/7 live chat, you can also speak to them through e-mail, WhatsApp, Viber, Telegram and Facebook Messenger. We have tested their e-mail support, and the replies came within an hour.
They also have a bank of articles on common issues and questions clients have.
Customer reviews
Here is what clients of Capital.com think about the trading platform. It is rated 4.8 on the Apple App Store, 4.5 on the Google Play Store and has a Trustpilot rating of 4.6 from around 15,000 reviews (as of September 2026).
Bottom line
Retail investors have more choice than ever when deciding what broker to trade with. It is essential to consider what features are most important to helping you achieve your investing goals. That may be the products offered, safety, fees, and additional tools to help with your analysis.
Capital.com is a good choice for all kinds of investors: although it may be a steep learning curve for beginners at the start, there are plenty of learning materials and supports to get you up to speed quickly. You have commission-free trading with tight spreads and investing tools.
The main limitation to weigh is scope. This is a CFD broker rather than an all-round investment platform, so if you want real shares, options or bonds you will need somewhere else for that part of your portfolio.
With the demo account, you can easily explore the platform and determine whether it is right for you.
