Skip to main content
Articles / XTB vs Capital.com: 2023 Comparison

XTB vs Capital.com: 2023 Comparison

Franklin Carneiro da Silva| Updated: February 27, 2023

Are you confused about whether to choose XTB vs Capital.com as a broker for your investing needs?

In this side-by-side comparison, we analyse XTB vs Capital.com to help you understand how these apps compare on some of the most common features and make a better-informed decision about the best broker for you.

Below, you’ll find the pros and cons of each broker, as well as a comparison table that features the different fees charged, the financial instruments supported, the regulation, and more. Keep reading!

XTB vs Capital.com: 2023 Comparison 1
Visit XTBAsset 3

79% of retail CFD account lose money.

Ideal for
Commission-free ETFs and CFDs trading

XTB is a well-known online broker listed on the Warsaw Stock Exchange. It has two trading platforms (xStation 5 and xStation Mobile), a diverse range of tradeable instruments, and exceptional customer service.

xStation Mobile is a premier application for charts and technical analysis, with the ability to apply numerous indicators like moving averages and volume. Navigation is simple, with an intuitive order placing for any asset class.

On the negative side, XTB has a limited product portfolio and charges a €10 monthly inactivity fee (after 1+ year with no activity plus no deposit in the last 90 days).

XTB vs Capital.com: 2023 Comparison 2
Visit Capital.comAsset 3

84% of retail CFD accounts lose money.

Ideal for
Commission-free CFDs trading

Capital.com is committed to building the world’s best trading experience. They utilize AI-enabled technology and integrations with Trading view to offer a unique trading experience.

With 500,000+ active users, Capital.com is a commission-free broker in CFDs on indices, shares, cryptos, commodities, and Forex. The only charges you will notice are spreads.

The trading platforms on desktop and mobile are highly customized to your individual trading preferences. You can access news feeds, extended trading hours, and various order types.

Pros and Cons

Pros

  • Free stocks trading (only applicable to some EU countries)
  • Customizable trading platform (charts and workspace)
  • Low Forex Spreads
  • Demo account
  • No minimum account deposit
  • Valuable education materials
  • Top-tier Regulators

Cons

  • Complex trading platform for a beginner
  • High Stock CFD fees
  • Limited product portfolio
  • Withdrawal fees for transfers below $100
  • Inactivity fee (€10/monthly after 1+ year with no activity plus no deposit in the last 90 days)

Pros

  • Capital Com (UK) Limited (“CCUK”) offers Spread betting to its clients
  • Easy to open an account
  • Demo Account
  • Minimum deposit of €20 (by credit card)
  • Extended trading hours
  • Lots of educational content
  • Strong customer support

Cons

  • The product offering is still limited to CFDs in most countries (missing bonds and other real assets)
  • To trade ETFs, users have to contact customer support to open a separate account for that purpose
  • It may be overwhelming for beginners
  • Not available in the United States, Canada, Belgium, Spain, and other countries
XTB vs Capital.com: 2023 Comparison 3
XTB vs Capital.com: 2023 Comparison 4
  •  
  • General Information
  • Founded in
  • Demo Account
  • Account Minimum
  • Interest on unninvested cash (annually)
  • Products
  • Stocks
  • ETFs
  • Bonds
  • Funds
  • Options
  • Futures
  • CFDs
  • Leverage Products
  • Forex
  • Cryptocurrencies
  • Commodities
  • Fees
  • US stocks
  • EU stocks
  • ETFs
  • Cryptocurrencies
  • Custody Fee
  • Inactivity Fee
  • Withdrawal Fee
  • Connectivity Fee
  • Currency Conversion Fee
  • Security
  • Regulators
  • Investor Compensation Scheme(per person, per institution)
  • XTBAsset 3

    79% of retail CFD account lose money.

  • General Information
  • Founded in2002
  • Demo Account
  • Account Minimum€/$/£1
  • Interest on unninvested cash (annually)0%
  • Products
  • Stocks*Only in some countries.
  • ETFs*Only in some countries.
  • Bonds
  • Funds
  • Options
  • Futures
  • CFDs*On Stocks, ETFs, Forex, Indices, and Commodities.
  • Leverage Products
  • Forex
  • Cryptocurrencies
  • Commodities
  • Fees
  • US stocks€0**Up to €100.000 in monthly volume transactions - Only applicable in some countries.
  • EU stocks€0**Up to €100.000 in monthly volume transactions - Only applicable in some countries.
  • ETFs€0**Up to €100.000 in monthly volume transactions - Only applicable in some countries.
  • CryptocurrenciesNot Applicable**Spreads from 0.22% on Crypto CFDs.
  • Custody Fee€0
  • Inactivity Fee€10/month**After 1 year login inactivity and if no deposit was made in the previous 90 days.
  • Withdrawal Fee€0
  • Connectivity Fee€0
  • Currency Conversion Fee0.50%
  • Security
  • RegulatorsFCA and CySEC.
  • Investor Compensation Scheme(per person, per institution)

    Up to €20,000 for clients under XTB SA; Up to £85,000 for clients under XTB Limited.

  • Capital.comAsset 3

    84% of retail CFD accounts lose money.

  • General Information
  • Founded in2016
  • Demo Account
  • Account Minimum€/$/£20
  • Interest on unninvested cash (annually)0%
  • Products
  • Stocks*Only in some countries.
  • ETFs*Only in some countries.
  • Bonds
  • Funds
  • Options
  • Futures
  • CFDs*On Stocks, ETFs, Indices, Forex, and Commodities.
  • Leverage Products
  • Forex
  • Cryptocurrencies
  • Commodities
  • Fees
  • US stocks€/$/£0
  • EU stocksNot Applicable
  • ETFs€/$/£0
  • CryptocurrenciesNot Applicable**0.25% spread on Bitcoin CFD - it varies according to each crypto.
  • Custody Fee€/$/£0
  • Inactivity Fee€/$/£0
  • Withdrawal Fee€/$/£0
  • Connectivity Fee€/$/£0
  • Currency Conversion Fee0%
  • Security
  • RegulatorsFCA, CySEC, ASIC and FSA.
  • Investor Compensation Scheme(per person, per institution)

    Up to €20.000 for clients in Europe; Up to £85.000 for clients in the UK.

Franklin Carneiro da Silva
Co-Founder & Fintech Analyst

Franklin is a CFA Level III Candidate with 3 years of experience in Wealth Management as a Fund Research Analyst and the Host of the "Edge Over Hedge" YouTube Channel.

linkedin
youtube