Are you confused about whether to choose Capital.com vs Hargreaves Lansdown as a broker for your investing needs?
In this side-by-side comparison, we analyse Capital.com vs Hargreaves Lansdown to help you understand how these apps compare on some of the most common features and make a better-informed decision about the best broker for you.
Below, you’ll find the pros and cons of each broker, as well as a comparison table that features the different fees charged, the financial instruments supported, the regulation, and more. Keep reading!
Capital.com vs Hargreaves Lansdown: In a Nutshell
Commission-free CFDs trading
Capital.com is committed to building the world’s best trading experience. They utilize AI-enabled technology and integrations with Trading view to offer a unique trading experience.
With 500,000+ active users, Capital.com is a commission-free broker in CFDs on indices, shares, cryptos, commodities, and Forex. The only charges you will notice are spreads.
The trading platforms on desktop and mobile are highly customized to your individual trading preferences. You can access news feeds, extended trading hours, and various order types.
Reliability and security (UK investors only)
Hargreaves Lansdown is one of the biggest UK platforms for individual investors. It serves more than 1.5 million clients with over £120 billion AUMs.
You will find the most relevant financial instruments (Stocks, ETF, funds,…). It’s a bit pricey, but it makes up for it by being one of the most reliable brokers.
It is well-established, secure and regulated by the FCA. The customer service is market-leading, and their educational resources are superb.
Pros and Cons
Capital.com
Pros
- Capital Com (UK) Limited (“CCUK”) offers Spread betting to its clients
- Easy to open an account
- Demo Account
- Minimum deposit of €20 (by credit card)
- Extended trading hours
- Lots of educational content
- Strong customer support
Cons
- The product offering is still limited to CFDs in most countries (missing bonds and other real assets)
- To trade ETFs, users have to contact customer support to open a separate account for that purpose
- It may be overwhelming for beginners
- Not available in the United States, Canada, Belgium, Spain, and other countries
Hargreaves Lansdown
Pros
- Excellent research and educational tools
- Great customer service
- No inactivity fee
- No withdrawal fee
- No minimum deposit
- High reliability and security
- Listed in the FTSE 100 index
- Has ISA, SIPP, and other products and services catered to british investors
Cons
- High trading commissions (UK and overseas shares, investment trusts, ETFs, gilts and bonds)
- Annual account charges for funds (up to 0.45%)
- No demo account
- Only one base currency: GBP
- High currency conversion fee (up to 1%)
Capital.com vs Hargreaves Lansdown: Side-by-side Comparison
- General Information
- Founded in
- Demo Account
- Account Minimum
- Interest on unninvested cash (annually)
- Products
- Stocks
- ETFs
- Bonds
- Funds
- Options
- Futures
- CFDs
- Leverage Products
- Forex
- Cryptocurrencies
- Commodities
- Fees
- US stocks
- EU stocks
- ETFs
- Cryptocurrencies
- Custody Fee
- Inactivity Fee
- Withdrawal Fee
- Connectivity Fee
- Currency Conversion Fee
- Security
- Regulators
- Investor Compensation Scheme(per person, per institution)
Franklin is a CFA Level III Candidate with 3 years of experience in Wealth Management as a Fund Research Analyst and the Host of the "Edge Over Hedge" YouTube Channel.
